Search Results
Documents are displayed in order of relevance.
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Automated Credit Limit Increases and Consumer Welfare
credit card lending to investigate who re- ceives bank-initiated credit...credit card issuers, covering more than 70% of the U.S. credit card market
URL: https://www.federalreserve.gov/econres/feds/files/2025088pap.pdf
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Portfolios of Hypothetical Credit Card Accounts Data Definitions
Credit Card Accounts Data Definitions Variable Mnemonic Description Account...Credit card type creditcardtype Credit card type: 1 is general purpose
URL: https://www.federalreserve.gov/supervisionreg/files/credit-card-accounts-data-definitions-2025.pdf
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Meeting Between Staff of the Federal Reserve Board and Representatives of American Express Company
Credit Conversion Factor – does not reflect actual credit card balances...Card Fees1 Services Component Allow netting Credit CardCharge Card Interest
URL: https://www.federalreserve.gov/regreform/rr-commpublic/amex-meeting-20250814.pdf
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The Fed - Credit Card Redlining Revisited
Credit Card Redlining Revisited Kenneth P. Brevoort Abstract: Using a ...credit bureau records, Cohen-Cole (2008) finds that banks set credit limits
URL: https://www.federalreserve.gov/econres/feds/credit-card-redlining-revisited.htm
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The Fed - Predicting Credit Card Delinquency Rates
credit card balances after fixing the credit score distribution at its...credit file, reporting the fraction of sampled credit card balances that
URL: https://www.federalreserve.gov/econres/notes/feds-notes/predicting-credit-card-delinquency-rates-20250228.html
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CardSim: A Bayesian Simulator for Payment Card Fraud Detection Research
credit card owners and 9.4 percent of debit card owners experienced card...card" OR "debit card" OR "credit card") AND "fraud detection". 3 by financial
URL: https://www.federalreserve.gov/econres/feds/files/2025017pap.pdf
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Transcript of Unleashing a Financially Inclusive Future: Tools of the Financial Inclusion Ecosystem
credit underwriting. Okay, so this session is structured whereby each ...credit underwriting, which we know is a particularly important use case
URL: https://www.federalreserve.gov/mediacenter/files/financial-inclusion-panel-1-20250715.pdf
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The Fed - Credit Card Profitability
credit card portfolios of some of the largest credit card lenders. Our...credit card usage, and only some credit card accounts incur these fees
URL: https://www.federalreserve.gov/econres/notes/feds-notes/credit-card-profitability-20220909.html
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July 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices
credit (HELOCs). For consumer loans, standards tightened for credit card...credit card and other consumer loans and strengthened for auto loans.
URL: https://www.federalreserve.gov/data/documents/sloos-202507.pdf
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(S-PLUS Graphics)
Non-credit-card (auto and other) Credit card Auto Other consumer Net Percent...credit card loans, auto loans, and consumer loans excluding credit card
URL: https://www.federalreserve.gov/data/documents/sloos-202507-charts.pdf
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