Board of Governors of the Federal Reserve System

Bank Holding Companies NationsBank Corporation, a bank holding company...BankAmerica Corporation (“BankAmerica”), and thereby acquire BankAmerica's

banks reportedly decreased spreads of loan rates over their bank’s cost...bank’s cost of funds. Also, modest net shares of foreign banks reportedly

Banks to maintain the existing primary credit rate and requests by eight...Banks to increase the rate; requests to renew the secondary and seasonal

Bank, Hurricane, West Virginia (the “Bank”), a state member bank; WHEREAS...Bank’s loan policy, exceeding his authority, failing to disclose information

bank level, or if they are, they are not available across all banks.1 ...bank level weighted PTI in a given year using each bank’s mortgage originations

bank holding companies (BHCs), state member banks, savings and loan holding...Bank Holding Company Act; the Bank Merger Act; the Change in Bank Control

banks (henceforth “foreign banks”) are exempt from paying FDIC fees and...banks as small to differentiate them from the largest banks in the panel

Bank of America); Al Ciafre (Capital One); Jee Kymm (Citigroup); Scott...KeyBank); Gregg Imm (M&T); Mike Little (PNC); Peter Mahoney (SunTrust)

Bank of the West); Betty Whelchel (BNPP); Mark Shelton (Barclays); Steven...Bank); Michael Lipsitz (Santander); Ellen Patterson and Edina Cavalli

bank’s counties, weighted by the bank’s volume of 2006 mortgage originations...bank’s counties, again weighting by prior mortgage lending. A bank is