Board of Governors of the Federal Reserve System

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• FRB:Speech, Bies--Comments on the current state of the economy--October 8, 2003

  and are now back around historical averages. Declining spreads have, no

  URL: https://www.federalreserve.gov/boarddocs/speeches/2003/20031008/default.htm
  



• The Fed - Higher Education and Human Capital

  and--among those who did not complete a college degree--why they did not

  URL: https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-higher-education-capital.htm
  



• FRB: Supervisory Letter SR 94-30 (FIS) on Written Agreements with Holding Companies of Banks Subject to Prompt

  approach that generally should be taken vis-a-vis the holding companies

  URL: https://www.federalreserve.gov/supervisionreg/srletters/sr9430.pdf
  



• Speech by Vice Chair for Supervision Quarles on spontaneity and order: transparency, accountability, and fairness in bank supervision - Federal Reserve Board

  policy objectives are given effect. This division of labor is important...approach is that fairness both helps bring forth more considered and effective

  URL: https://www.federalreserve.gov/newsevents/speech/quarles20200211a.htm
  



• Testimony by Vice Chair for Supervision Quarles on supervision and regulation - Federal Reserve Board

  savings-and-loan crisis, requiring "prompt corrective action" at struggling...risk—and as the financial crisis showed, risks that lie outside the banking

  URL: https://www.federalreserve.gov/newsevents/testimony/quarles20191204a.htm
  



• FOMC Meeting Transcript, September 21, 2010

  Warsh Christine Cumming, Charles L. Evans, Richard W. Fisher, Narayana...background is that, based on longstanding tradition and reflecting the

  URL: https://www.federalreserve.gov/monetarypolicy/files/FOMC20100921meeting.pdf
  



• FRB: Press Release -- Approval of application of National City Corporation -- February 11, 1998

  Release Date: February 11, 1998 For immediate release The Federal Reserve Board today announced its approval of the application by National City

  URL: https://www.federalreserve.gov/boarddocs/press/bhc/1998/19980211/
  



• Speech by Governor Cook on financial stability

  Policy Washington, D.C. November 20, 2025 Thank you, Reena. It is an honor...background, allow me to turn to the financial system vulnerabilities I

  URL: https://www.federalreserve.gov/newsevents/speech/files/cook20251120a.pdf
  



• The Fed - Dodd-Frank Act Stress Test 2020: Supervisory Stress Test Methodology March - 2020 Overview of Modeling Framework

  IntroductionApproach to Supervisory Model Development and ValidationOverview...approaches: the expected-loss framework or the net charge-off approach

  URL: https://www.federalreserve.gov/publications/2020-march-dodd-frank-act-supervisory-stress-test-methodology-overview-of-modeling-framework.htm
  



• Remarks by Governor Bowman on the economy, monetary policy, and bank regulation

  approach to considering future changes in the stance of policy. It is ...approach risks losing focus on making substantively responsive adjustments

  URL: https://www.federalreserve.gov/newsevents/speech/files/bowman20240517a.pdf
  

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