Board of Governors of the Federal Reserve System

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• FRB: Speech, Olson -- A look at the banking industry in 2002 -- May 21, 2002

  interest-rate margin, but the most notable change has been with the very...rate. The major driver of future change will undoubtedly continue to be

  URL: https://www.federalreserve.gov/boarddocs/speeches/2002/20020521/default.htm
  



• The Fed - Pay-by-Bank and the Merchant Payments Use Case: Benefits, risks and potential impacts on consumer payment behaviors in the U.S.

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/pay-by-bank-and-the-merchant-payments-use-case-benefits-20250707.html
  



• FRB: Expedited Notice of Board Meeting on July 21, 2003

  rates of discount to be charged by the Federal Reserve Banks. 9(A)(i)

  URL: https://www.federalreserve.gov/boarddocs/meetings/2003/20030721/expedited.htm
  



• FRB: Supervisory Letter SR 20-25 on interagency statement – reference rates for loans -- November 6, 2020

  rate for LIBOR for loans. A bank may use any reference rate for its loans...rate if the initial reference rate is discontinued. The statement encourages

  URL: https://www.federalreserve.gov/supervisionreg/srletters/SR2025.pdf
  



• FRB: Press Release--Reserve Bank income and expense data and transfers to the Treasury for 2003 --January 8, 2004

  rates. Total net income for the Federal Reserve Banks in 2003 amounted

  URL: https://www.federalreserve.gov/boarddocs/press/other/2004/20040108/default.htm
  



• The Fed - The Effect of Automated Underwriting on the Profitability of Mortgage Securitization

  rates and lower profits for the mortgage securitizer. Full paper (312

  URL: https://www.federalreserve.gov/econres/feds/the-effect-of-automated-underwriting-on-the-profitability-of-mortgage-securitization.htm
  



• Speech by Chairman Bernanke on the Federal Reserve: looking back, looking forward - Federal Reserve Board

  rate.1 Over time, we added long-run projections of inflation, growth, ...rate consistent with each individual's views of appropriate monetary policy

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20140103a.htm
  



• The Fed - 3. Leverage in the Financial Sector

  fixed-rate assets for some banks and elevated leverage at some nonbanks...rates continued to affect the fair value of banks' holdings of fixed-rate

  URL: https://www.federalreserve.gov/publications/April-2024-financial-stability-report-leverage-in-the-financial-sector.htm
  



• The Fed - 3. Leverage in the Financial Sector

  fixed-rate assets have been sizable relative to the regulatory capital...rates (figure 3.1). However, pressures to raise deposit rates to compete

  URL: https://www.federalreserve.gov/publications/2023-october-financial-stability-report-leverage.htm
  



• FRB: Appendix 3: Consumer Responses to Survey Questionnaire

  Consumers and Mobile Financial Services March 2013 Preface Executive Summary Introduction Accessing Financial Services How Mobile Phones Affect Shopping

  URL: https://www.federalreserve.gov/econresdata/mobile-devices/appendix-3-consumer-responses-to-survey-questionnaire.htm
  

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