Board of Governors of the Federal Reserve System

Prefatory Note The attached document represents the most complete and accurate version available based on original copies culled from the files

Banks of San Francisco and Richmond, respectively Mr. Axilrod, Staff Director...Bank of Atlanta Messrs. Burns,l/ J. Davis,l/ Keran,l/ Koch,l/ Mullineaux

Prefatory Note The attached document represents the most complete and accurate version available based on original copies culled from the files

banks have imposed some additional net tightening of standards and terms

CURRENCY ) ) In the Matter of a Notice to ) Prohibit Further Participation...Currency of the United States of America ("OCC") seeks to prohibit the

banks and thrift institutions has been noted, however, it has mainly affected...Bank of Philadelphia and based on information collected before April 20

Bank Branches, Domestic Benchmark Community Bank, Kenbridge, Virginia ...Bank Holding Companies Bank of Whitman Employee Stock Ownership Plan,

Bank Branches, Domestic Benchmark Community Bank, Kenbridge, Virginia ...Bank Holding Companies Bank of Whitman Employee Stock Ownership Plan,

Bank, Minnetonka, Minnesota (the “Bank”), a state-chartered bank that ...Bank and the Federal Reserve Bank of Minneapolis (the “Reserve Bank”)

Bank of Dallas, and Mr. Raisty, Economist of the Federal Reserve Bank ...currencies. Mr. Sproul stated that, for reasons dis cussed at previous