Board of Governors of the Federal Reserve System

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• The Fed - Education Debt Owed by Older Families in the 2016 Survey of Consumer Finances

  income as well as more education debt than families without a completed...Income (in thous.) Ed. debt (in thous.) Debt payments>40% income Late

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/education-debt-owed-by-older-families-in-the-2016-survey-of-consumer-finances-20181221.html
  



• The Fed - Acts of Congress and COVID-19: A Literature Review on the Impact of Increased Unemployment Insurance Benefits and Stimulus Checks

  income disruption, such as a job loss, under the increased UI benefits

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/acts-of-congress-and-covid-19-unemployment-insurance-benefits-and-stimulus-checks-20210224.html
  



• The Fed - Wealth Inequality and the Racial Wealth Gap

  income, by race and ethnicity Source: Survey of Consumer Finances. Accessible

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/wealth-inequality-and-the-racial-wealth-gap-20211022.html
  



• Protecting Homeowners and Sustaining Home Ownership - Federal Reserve Board

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/newsevents/speech/kroszner20080204a.htm
  



• The Fed - The Pandemic's Early Effects on Consumers and Communities

  moderate-income (LMI) communities and racial and ethnic minorities, have...incomes were the most likely to lose their jobs.1 Thirteen percent of

  URL: https://www.federalreserve.gov/publications/2020-November-consumer-community-context.htm
  



• Commercial Bank Examination Manual, 1000—SUPERVISORY PROCESS; February 2026

  1000—SUPERVISORY PROCESS The 1000 series of sections explain the Federal Reserve’s methodology for supervising state member banks of various asset

  URL: https://www.federalreserve.gov/publications/files/cbem-1000-202602.pdf
  



• The Fed - Appendix A: Technical Appendix on Survey Methodology

  WorkIncome and SavingsEconomic Preparedness and Emergency SavingsBanking...income was less than $40,000. (See table 1 in main text.) The lower-income

  URL: https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-appendix-a.htm
  



• The Fed - Executive Summary

  income-generating activities in the month before the survey. Income and...income volatility. Forty-seven percent of adults report that their income

  URL: https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-executive-summary.htm
  



• H2-Filing and Reports Received

  moderate-income neighborhoods. It was enacted by the Congress in 1977 ...moderate-income neighborhoods. It was enacted by the Congress in 1977

  URL: https://www.federalreserve.gov/Releases/H2/20250809/H2.pdf
  



• H2-Filing and Reports Received

  moderate-income neighborhoods. It was enacted by the Congress in 1977 ...moderate-income neighborhoods. It was enacted by the Congress in 1977

  URL: https://www.federalreserve.gov/Releases/H2/20250809/h2.pdf
  

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