Board of Governors of the Federal Reserve System

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• FRB: Other Reports to Congress: Report to the Congress on the Profitability of Credit Card Operations of Depository Institutions

  including by risk characteristics, offering more attractive rates to customers...late-paying cardholders. Card issuers also closely monitor payment behavior

  URL: https://www.federalreserve.gov/publications/other-reports/credit-card-profitability-2016-general-discussion.htm
  



• FRB: Testimony, Ferguson--Check clearing for the Twenty-first Century Act--April 8, 2003

  paying banks. In addition, today bad weather routinely delays check shipments

  URL: https://www.federalreserve.gov/boarddocs/testimony/2003/20030408/default.htm
  



• FRB: Testimony, Greenspan -- Regulatory reform of the government-sponsored enterprises -- April 6, 2005

  pay banks, thrifts, mortgage companies, and other home mortgage originators...pay for mortgages are only a small part of their subsidy, as evidenced

  URL: https://www.federalreserve.gov/boarddocs/testimony/2005/20050406/default.htm
  



• FRB:A Consumer's Guide to Mortgage Lock-Ins

  including loan amount), how long the commitment is valid, and the lender...pay more in up-front costs. Floating Interest Rate--Floating Points. Under

  URL: https://www.federalreserve.gov/pubs/lockins/default.htm
  



• The Fed - William F. Bassett

  Credit-to-GDP Trends and Gaps by Lender-and Credit-type William F. Bassett

  URL: https://www.federalreserve.gov/econres/william-f-bassett.htm
  



• The Fed - Tomaz Cajner

  Gaps in Labor Market Outcomes in the Last Four Decades and over the Business

  URL: https://www.federalreserve.gov/econres/tomaz-cajner.htm
  



• FRB: Beige Book--Full report--April 15, 2009

  including Atlanta and Kansas City, said that inventories of unsold homes

  URL: https://www.federalreserve.gov/fomc/beigebook/2009/20090415/FullReport.htm
  



• The Fed - How do Firms in Different Sectors Organize their Supply Chains? Evidence from Transaction-Level Import Data

  to characterize how firms organize supply chains in response to a quality...pay an incentive premium to prevent cheating. Here, we document intuitive

  URL: https://www.federalreserve.gov/econres/ifdp/how-do-firms-in-different-sectors-organize-their-supply-chains-evidence-from-transaction-level-import-data.htm
  



• The Fed - What is financial stability?

  providers—and financial markets are able to provide households, communities...pay their employees. All these things require a functioning financial

  URL: https://www.federalreserve.gov/faqs/what-is-financial-stability.htm
  



• Equilibrium Unemployment: The Role of Discrimination

  gaps. These dimensions include gen- der (females and males), race and ...pay. Variation in match break probabilities between groups creates an

  URL: https://www.federalreserve.gov/econres/feds/files/2021080pap.pdf
  

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