Board of Governors of the Federal Reserve System

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• FRB: Testimony, Greenspan -- H.R. 10, the Financial Services Act of 1998 -- June 17, 1998

  credit of the United States ultimately guarantees the

  URL: https://www.federalreserve.gov/boarddocs/testimony/1998/19980617.htm
  



• FRB: Beige Book--Richmond--March 3, 2010

  credit standards was making loan approvals more difficult. Bankers noted...credited the increase to creative packaging such as throwing in free linens

  URL: https://www.federalreserve.gov/fomc/beigebook/2010/20100303/5.htm
  



• FRB: Supervisory Letter SR 20-12 on interagency policy statement on allowances for credit losses -- May 8, 2020 -- Revised April 21, 2023

  Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on...credit losses under the current expected credit losses (CECL) methodology

  URL: https://www.federalreserve.gov/supervisionreg/srletters/SR2012.pdf
  



• FRB: Beige Book - New York

  credit standards, and little change in delinquency rates, based on the...credit standards tightened further for all types of loans, except for

  URL: https://www.federalreserve.gov/fomc/beigebook/2001/20011128/2.htm
  



• FRB: Press Release -- Request for comment on amendments to model forms in Regulation B -- July 9, 1997

  Credit Opportunity, to reflect statutory changes to disclosures required...Credit Reporting Act (FCRA). Creditors have the option of providing the

  URL: https://www.federalreserve.gov/boarddocs/press/boardacts/1997/19970709/
  



• FRB: Beige Book--Cleveland--April 25, 2007

  credit quality remained strong. Energy-related activity was mixed. And...credit standards. Almost all contacts report no change in credit quality

  URL: https://www.federalreserve.gov/fomc/beigebook/2007/20070425/4.htm
  



• FRB: Press Release -- Request for comment on electronic communication of federally mandated disclosures to consumers -- August 18, 1999

  Credit Opportunity), E (Electronic Fund Transfers), M (Consumer Leasing...credit sales. Some disclosures that are generally available to the public

  URL: https://www.federalreserve.gov/boarddocs/press/boardacts/1999/19990818/DEFAULT.HTM
  



• The Fed - Financial Frictions, Financial Shocks, and Aggregate Volatility

  credit spreads is driven by an easier access to credit, while a higher

  URL: https://www.federalreserve.gov/econres/feds/financial-frictions-financial-shocks-and-aggregate-volatility.htm
  



• FRB: Beige Book--New York--July 26, 2006

  credit standards, and little change in delinquency rates. Consumer Spending...credit standards for consumer loans and commercial mortgages, while credit

  URL: https://www.federalreserve.gov/fomc/beigebook/2006/20060726/2.htm
  



• FRB: FOMC Minutes - march 31, 1998

  Minutes of the Federal Open Market Committee March 31, 1998 A meeting of the Federal Open Market Committee was held in the offices of the Board

  URL: https://www.federalreserve.gov/fomc/minutes/19980331.htm
  

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