Board of Governors of the Federal Reserve System

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• The Fed - Banking System Conditions

  credit card loan delinquencies have increased post-pandemic. After falling...credit card delinquency rates rose over the second half of 2022. The overall

  URL: https://www.federalreserve.gov/publications/2023-november-supervision-and-regulation-report-banking-system-conditions.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  credit card use among customers, a situation which they believed to be...credit card applications increased as consumers covered essential purchases

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202605-cleveland.htm
  



• SECTION 1022.72—General Requirements for Risk-Based Pricing Notices

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-102272-general-requirements-for-risk-based-pricing-notices.htm
  



• SECTION 222.72—General Requirements for Risk-Based Pricing Notices

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-22272-general-requirements-for-risk-based-pricing-notices.htm
  



• The Fed - Recent Trends in Small Business Lending and the Community Reinvestment Act

  credit card lending institutions making up a large portion of non-assessment...credit card lenders made up a larger share of loan origination volume

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/recent-trends-in-small-business-lending-and-the-community-reinvestment-act-20180102.html
  



• Speech by Governor Brainard on community banks, small business credit, and online lending - Federal Reserve Board

  credit needs. Among small businesses that do need credit, funds may be...credit, or credit card loans. The characteristics of a small business

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20150930a.htm
  



• SECTION 1010.100—General Definitions

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-1010100-general-definitions.htm
  



• The Fed - Supplemental Appendixes to the Report on the Economic Well-Being of U.S. Households in 2021 - May 2022 - Appendix A

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/publications/2022-supplemental-appendixes-report-economic-well-being-us-households-2021-appendix-A.htm
  



• The Fed - October 2019 Senior Loan Officer Opinion Survey on Bank Lending Practices, Table 1

  credit standards for approving applications for C&I loans or credit lines—other...credit lines to small firms." 2. For applications for C&I loans or credit

  URL: https://www.federalreserve.gov/data/sloos/sloos-201910-table-1.htm
  



• The Fed - Benjamin S. Kay

  credit: Evidence from credit card data Akos Horvath, Benjamin Kay, and...Credit: Evidence from Credit Card Data Akos Horvath, Benjamin Kay, and

  URL: https://www.federalreserve.gov/econres/benjamin-s-kay.htm
  

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