Board of Governors of the Federal Reserve System

banks are unwilling to lend money for purchasing land or constructing ...banks have not changed the size of their workforces. However, three of

banks reported record volumes of mortgage refinancing closings in December...bank, however, reported that business loan volumes were up about 6 percent

bank contacts noted a modest increase in delinquencies and non-accruals...bank in the District suggested that businesses were "getting all their

bank in Boston with a modest commercial portfolio continues to experience...banks looking to fund large deals without putting up as much of their

bank reported that credit card volumes were up slightly. Many bankers ...banks were reportedly loosening up on their standards. On balance, business

banks are in the process of adding substantially to their payrolls, and...banks, demand for all types of loans fell since the last report, led by

bank lending rose slightly, with gains in business and personal lending...banks remained on a slight upward trend in August, according to lending

Bank of Cleveland based on information collected before September 8, 1998...banks in the Dallas District have tightened lending standards recently

banks drew back from extending loans to a wide variety of borrowers, including

banks. The programs had deficient audit and management oversight, and ...bank's books and records or by accessing the general ledger and authorizing