Board of Governors of the Federal Reserve System

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• The Fed - Credit Default Swaps in General Equilibrium: Spillovers, Credit Spreads, and Endogenous Default

  changes, the incentive to issue safe rather than risky bonds is fundamentally

  URL: https://www.federalreserve.gov/econres/feds/credit-default-swaps-in-general-equilibrium-spillovers-credit-spreads-and-endogenous-default.htm
  



• The Fed - Risk and Concentration in Payment and Securities Settlement Systems

  change. In particular, the model captures the different responses of the

  URL: https://www.federalreserve.gov/econres/feds/risk-and-concentration-in-payment-and-securities-settlement-systems.htm
  



• Opening Remarks - Federal Reserve Board

  changes to the Home Mortgage Disclosure Act (HMDA). The Board has scheduled...changes specified in that legislation, as well as changes you might recommend

  URL: https://www.federalreserve.gov/newsevents/speech/duke20100715a.htm
  



• The Fed - Dodd-Frank Act Stress Test 2020: Supervisory Stress Test Methodology March - 2020

  Changes for the 2020 Supervisory Stress Test Corrections The Federal Reserve...change is as follows: On page 75, in the Modeled Loss Rates section, under

  URL: https://www.federalreserve.gov/publications/2020-march-dodd-frank-act-supervisory-stress-test-methodology-executive-summary.htm
  



• The Fed - The Universe of Leveraged Bank Loan and High Yield Bond U.S. Mutual Funds

  changes in the HYB and BL market and are motivation for further insight

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/universe-of-leveraged-bank-loan-and-high-yield-bond-us-mutual-funds-20190802.html
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Overall

  changes in well-being since the onset of the pandemic. After rising sharply...change (since 2023) Change since pre-pandemic (2019) Age 18-29 66 1 −1

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-overall-financial-well-being.htm
  



• FRB: Beige Book--Dallas--March 9, 2005

  change in financial conditions. Agricultural conditions were favorable...change in financial conditions. Demand for lending was largely unchanged

  URL: https://www.federalreserve.gov/fomc/beigebook/2005/20050309/11.htm
  



• FRB: Beige Book - Chicago

  change in promotional activity. Housing and Construction Construction ...change in momentum or asset quality. On the consumer side, overall lending

  URL: https://www.federalreserve.gov/fomc/beigebook/1998/19980617/7.htm
  



• Senior Loan Officer Opinion Survey: January 2000

  changes in the supply of and demand for bank loans to businesses and households...change, very few banks indicated that Y2K-related concerns had any significant

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200001/default.htm
  



• Financial Intermediation and Complete Markets - Federal Reserve Board

  changing models of financial intermediation are having a profound impact...changes.1 During the past few decades--particularly the last few years

  URL: https://www.federalreserve.gov/newsevents/speech/warsh20070605a.htm
  

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