Board of Governors of the Federal Reserve System

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• A-2—Model Clauses for Initial Disclosures (section 1005.7(b))

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/a-2-model-clauses-for-initial-disclosures-section-10057b.htm
  



• A-4—Model Form for Service-Providing Institutions (section 1005.14(b)(1)(ii))

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/a-4-model-form-for-service-providing-institutions-section-100514b1ii.htm
  



• A-4—Model Form for Service-Providing Institutions (section 205.14(b)(1)(ii))

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/a-4-model-form-for-service-providing-institutions-section-20514b1ii.htm
  



• The Fed - High-frequency Spending Responses to the Earned Income Tax Credit

  credit card debt at the time of tax filing. Of course, from a prospective...card transactions, this spending is well measured with our data set and

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/high-frequency-spending-responses-to-the-earned-income-tax-credit-20180621.html
  



• FRB: Testimony, Gramlich--Regulation Z (Truth in Lending Act)--May 17, 2005

  credit, including credit card accounts. It is implemented in the Board's...credit: open-end (revolving) credit plans, such as credit card accounts

  URL: https://www.federalreserve.gov/boarddocs/testimony/2005/20050517/default.htm
  



• Background and Summary of Regulation Z

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/background-and-summary-of-regulation-z.htm
  



• The Fed - 3. Leverage in the Financial Sector

  credit unions 27,812 0.8 5.6 Mutual funds 21,685 10.6 9.1 Insurance companies...credit card and auto loans were little changed and remained above their

  URL: https://www.federalreserve.gov/publications/April-2025-financial-stability-report-Leverage-in-the-Financial-Sector.htm
  



• FRB: Appendix D: Selected Loss Rates, Dodd-Frank Act Stress Test 2014: Supervisory Stress Test Methodology and Results March-2014

  Credit card loss rates in the severely adverse scenario Accessible Version...Credit card loss rates in the adverse scenario Accessible Version | Return

  URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2014-appendix-d.htm
  



• Federal Reserve Board - Consumer Advisory Council appointments for 2008

  Credit Protection Act and on other matters in the area of consumer financial...Credit Union League, the trade association for Idaho's credit unions.

  URL: https://www.federalreserve.gov/newsevents/pressreleases/other20080109a.htm
  



• SECTION 1016.14—Exceptions to Notice and Opt-Out Requirements for Processing and Servicing Transactions

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-101614-exceptions-to-notice-and-opt-out-requirements-for-processing-and-servicing-transactions.htm
  

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