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Report to Congress: Profitability of Credit Card Operations of Depository Institutions; June 2024
credit card banks; • an overview of credit card bank profitability in ...credit card pricing. Identification of Credit Card Banks Every insured
URL: https://www.federalreserve.gov/publications/files/ccprofit2024.pdf
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Federal Reserve Board - The Effects of the COVID-19 Shutdown on the Consumer Credit Card Market: Revolvers versus Transactors, Accessible Data
Credit Card Market: Revolvers versus Transactors, Accessible Data Figure...Credit Card Balances Outstanding This is a line chart with 3 lines. The
URL: https://www.federalreserve.gov/econres/notes/feds-notes/the-effects-of-the-covid-19-shutdown-on-the-consumer-credit-card-market-revolvers-versus-transactors-accessible-20201021.htm
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The Fed - Estimating Retail Credit in the U.S.
credit card holdings from the credit card account-level data using a method...credit card holdings reflected in the credit card tradeline portion of
URL: https://www.federalreserve.gov/econres/notes/feds-notes/estimating-retail-credit-in-the-u-s-20240621.html
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Speech by Governor Cook on the economic outlook and monetary policy
credit card spending, the moods of consumers and employers, and manufacturing
URL: https://www.federalreserve.gov/newsevents/speech/files/cook20251103a.pdf
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The Fed - Examining the Relationship Between Loan Pricing and Credit Risk
Credit card data is for 284,914 credit card loans from supervisory Y-14M...Credit Card schedule for the period 2013–2024. The Credit Card Loans X
URL: https://www.federalreserve.gov/econres/notes/feds-notes/examining-the-relationship-between-loan-pricing-and-credit-risk-20250924.html
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FRB: Testimony, Smith -- Giving Consumers Credit: How is the Credit Card Industry Treating its Customers? -- November 1, 2001
credit card pricing. Today, credit card interest rates average about 14.6...credit card companies. Ninety percent agreed that their credit card company
URL: https://www.federalreserve.gov/boarddocs/testimony/2001/20011101/default.htm
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Portfolios of Hypothetical Credit Card Accounts Data Definitions
Credit Card Accounts Data Definitions Variable Mnemonic Description Account...Credit card type creditcardtype Credit card type: 1 is general purpose
URL: https://www.federalreserve.gov/supervisionreg/files/credit-card-accounts-data-definitions-2024.pdf
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Federal Trade Commission Act Section 5: Unfair or Deceptive Acts or Practices Background Section 5(a) of the Federal
credit practices are identified through a review of UDAP compliance, examiners...credit card lending. Items to Evaluate 1. Determine whether the bank’s
URL: https://www.federalreserve.gov/boarddocs/supmanual/cch/ftca.pdf
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FRB: Banking, Credit Access, and Credit Usage, Report on the Economic Well-Being of U.S. Households in 2015
Credit and Perceived Credit Access Credit Card Usage Banking and credit...credit card applicants, 35 percent report at least one credit card denial
URL: https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-banking-credit-access-credit-usage.htm
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The Fed - An Overview of Credit-Building Products
credit card providers (Santucci, 2024). Secured small-dollar loans consist...credit card and small-dollar loan holdings reflected in the newly released
URL: https://www.federalreserve.gov/econres/notes/feds-notes/an-overview-of-credit-building-products-20241206.html
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