Board of Governors of the Federal Reserve System

banks report that loan demand was generally steady overall: respondents...banks report little or no change in credit standards for consumer loans

Banks continued the process of deleveraging with contacts indicating that...banks to realize expected losses on commercial real estate loans was also

banks described loan demand as flat to slightly down. Most of the recent...banks reported that home equity and home improvement lending was accounting

banks left their prime lending rates unchanged since the last survey, ...banks also held their consumer lending rates steady. A few respondents

banks have continued to outperform larger banks that have exposure to

banks had reassured some commercial borrowers who were concerned about...bank contacts indicated that most of their farm borrowers are in good

banks was little changed. In District labor markets, employment continued...bank's efforts to market loans to customers with less attractive credit

Bank lending generally advanced modestly in recent weeks, despite slack...Banks of North Carolina told us that the beaches were packed, in part

bank noted that after a "mammoth" record volume year so far in 2000, business...bank reported that refinancing activity accounted for roughly 25 percent

banks left their prime lending rates and consumer lending rates unchanged...bank tellers and retail clerks, skilled technicians, and rig workers.