Board of Governors of the Federal Reserve System

banks reporting lower overall loan demand was about the same as in the...banks said maintaining margins between interest income and interest expense

bank director noted that retail sales in South Dakota were up slightly...bank director noted that scrap aluminum prices have dropped 50 percent

banks decreased moderately. Consumer Spending Contacts reported that retail...banks showed a moderate decrease in overall lending activity during the

Bank contacts reported continued growth in deposits but continued weak...Banks reported high levels of liquidity but weak demand for business loans

bank directors. In contrast, a chamber of commerce official in northern...Bank directors reported that while overall prices are expected to remain

banks reported somewhat lower demand for mortgage and consumer loans during...banks to provide added service and to trim pricing. Residential Real Estate

Banks noted that her resort was "booked to capacity" on weekends. Despite...bank tightened credit standards for unsecured and automobile loans. Residential

banks continued to report rising commercial loan demand. Trucking and ...banks have reported stronger commercial borrowing consistently since the

banks reported that overall loan quality was down from a year ago, and...Bank deposits fell moderately, led by declines in demand deposit accounts

banks said overall loan quality was down from a year ago, but some banks