Board of Governors of the Federal Reserve System

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• SECTION 220.2—Definitions

  III—CONSUMER CHECKING ACCOUNT EQUITY ACT TITLE IV—POWERS OF THRIFT INSTITUTIONS

  URL: https://www.federalreserve.gov/frrs/regulations/section-2202-definitions.htm
  



• FRB: Insights into the Financial Experiences of Older Adults: A Forum Briefing Paper

  consumers make poor financial choices, but older adults are susceptible...participating in an online survey are likely to have higher levels of

  URL: https://www.federalreserve.gov/econresdata/older-adults-survey/July-2013-Financial-Decisionmaking-of-Older-Adults.htm
  



• FRB: Consumer Affairs Letter CA 04 - 3 - Assessments of Foreign Banking Organizations and Special Purpose Banks

  CONSUMER AND COMMUNITY AFFAIRS CA 04-3 April 22, 2004 TO THE OFFICERS ...participated in any new activity (e.g. consumer lending to an extent that

  URL: https://www.federalreserve.gov/boarddocs/caletters/2004/0403/caltr0403.htm
  



• The Fed - Supervisory Stress Test Results

  consumer-related lending--domestic residential mortgages, credit cards...consumer loans--represent 48 percent of projected loan losses and 37 percent

  URL: https://www.federalreserve.gov/publications/2017-june-dodd-frank-act-stress-test-supervisory-stress-test-results.htm
  



• The Fed - FEDS Notes - 2015

  stocks earn a substantially higher return than investment in safer assets...stocks (Mankiw and Zeldes, 1991), and the share of U.S. households that

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/2015-index.htm
  



• SECTION 10—Administration of Corporation

  III—CONSUMER CHECKING ACCOUNT EQUITY ACT TITLE IV—POWERS OF THRIFT INSTITUTIONS

  URL: https://www.federalreserve.gov/frrs/statutes/section-10-administration-of-corporation.htm
  



• The Fed - Consumer and Community Affairs

  consumers' rights, and ensuring that its policies and research take consumer...consumer and community research, see "Consumer Research and Analysis of

  URL: https://www.federalreserve.gov/publications/2020-consumer-and-community-affairs.htm
  



• SECTION 21—Investigations and Actions (15 USC 78u)

  III—CONSUMER CHECKING ACCOUNT EQUITY ACT TITLE IV—POWERS OF THRIFT INSTITUTIONS

  URL: https://www.federalreserve.gov/frrs/regulations/section-21-investigations-and-actions-15-usc-78u.htm
  



• The Fed - Supervisory Stress Test Results

  participating in DFAST 2018 under the severely adverse and adverse scenarios...consumer loans represent 47 percent of projected loan losses and 35 percent

  URL: https://www.federalreserve.gov/publications/2018-june-dodd-frank-act-stress-test-supervisory-stress-test-results.htm
  



• The Fed - Pay-by-Bank and the Merchant Payments Use Case: Benefits, risks and potential impacts on consumer payment behaviors in the U.S.

  consumer payment trends in the U.S. The use of cash and checks for consumer...participating institutions. The choice redirects customers to their bank's

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/pay-by-bank-and-the-merchant-payments-use-case-benefits-20250707.html
  

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