Board of Governors of the Federal Reserve System

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• The Fed - Regulatory Arbitrage in the Use of Insurance in the New Standardized Approach for Operational Risk Capital

  compares with the BIC. When calculating net annual operational losses,

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/regulatory-arbitrage-in-the-use-of-insurance-in-the-new-standardized-approach-for-operational-risk-capital-20200330.html
  



• The Fed - The ins and outs of mortgage debt during the housing boom and bust

  price declines, but also with rising unemployment and higher minority

  URL: https://www.federalreserve.gov/econres/feds/the-ins-and-outs-of-mortgage-debt-during-the-housing-boom-and-bust.htm
  



• FRB: Beige Book - Minneapolis

  compared to 5 percent anticipating a drop. In terms of their own firms...prices are at their lowest levels in this decade. Spot natural gas prices

  URL: https://www.federalreserve.gov/fomc/beigebook/1998/19980121/9.htm
  



• FRB: Beige Book - Dallas

  prices. Excess capacity and a drop in demand led to lower selling prices...compared to January and February. One retailer was "surprised how much

  URL: https://www.federalreserve.gov/fomc/beigebook/1997/19970507/11.htm
  



• FRB: Publication

  key findings from a survey of older adults regarding their use of financial

  URL: https://www.federalreserve.gov/newsevents/conferences/financial-experiences-of-older-adults-publication.htm
  



• Speech by Vice Chair for Supervision Barr on fair lending practices - Federal Reserve Board

  marketing—the use of criteria to exclude majority-minority communities...explainability—the degree to which the bank can understand how data, variables

  URL: https://www.federalreserve.gov/newsevents/speech/barr20230718a.htm
  



• FRB: Testimony, Gramlich -- Predatory lending practices -- May 24, 2000

  price triggers rather than on a definition or finding of "predatory lending...best fit their needs, the two agencies found that these disclosures alone

  URL: https://www.federalreserve.gov/boarddocs/testimony/2000/20000524.htm
  



• The Fed - Consumer Switching Costs and Firm Pricing: Evidence From Bank Pricing of Deposit Accounts

  Pricing: Evidence From Bank Pricing of Deposit Accounts Timothy H. Hannan...and at times) experiencing more in-migration. Further, because out-migration

  URL: https://www.federalreserve.gov/econres/feds/consumer-switching-costs-and-firm-pricing-evidence-from-bank-pricing-of-deposit-accounts.htm
  



• FRB: Beige Book - New York

  compared to a year earlier. Separately, a major Manhattan broker reports...compared with two months ago, with nearly a third of bankers noting improvement

  URL: https://www.federalreserve.gov/fomc/beigebook/2000/20000503/2.htm
  



• FRB: CLBS Report, System Open Market Account, December 2011

  key tool used by the Federal Reserve in the implementation of monetary...on-the-run agency debt securities�the most recently issued securitiesï

  URL: https://www.federalreserve.gov/monetarypolicy/clbs-system-open-market-account-201112.htm
  

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