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The Fed - Examining the Relationship Between Loan Pricing and Credit Risk
2D_t+\varepsilon_{ikt} $$$$ where $$r_{ikt}$$ is the credit card's APR...i$$, in three-digit zip code region $$k$$, and in quarter $$t$$. $$X_{
URL: https://www.federalreserve.gov/econres/notes/feds-notes/examining-the-relationship-between-loan-pricing-and-credit-risk-20250924.html
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Speech by Vice Chair for Supervision Barr on financial stability - Federal Reserve Board
2 Speaking as a representative of one of those authorities, I thought ....3 In the spring of 2023, the United States faced the prospect of a spiraling
URL: https://www.federalreserve.gov/newsevents/speech/barr20250225a.htm
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Legal Interpretation - July 31, 2025
5 12 U.S.C. § 371c(b)(7)(C); 12 CFR 223.3(h)(2). 6 12 CFR 223.31(a). 7...2)(B)(i)(I). 10 12 U.S.C. § 371c(f)(2)(B)(i)(II). - 3 - and to limit the
URL: https://www.federalreserve.gov/supervisionreg/legalinterpretations/fedreserseactint20250731.pdf
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Speech by Governor Cook on artificial intelligence and innovation - Federal Reserve Board
2. As many of you in this room know and have written about, GPTs, like....5 LLMs are super cool and grab the headlines, but there is a lot more
URL: https://www.federalreserve.gov/newsevents/speech/cook20250717a.htm
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FRB: H.2--District 10--Kansas City--Week ending October 15, 2022
3A1 WSB Financial, Inc., Leesburg, Florida, to become a bank holding company...J&M Bancshares, Inc., and thereby indirectly acquire The Walton State
URL: https://www.federalreserve.gov/Releases/H2/20221015/kansascity.htm
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FRB: H.2--District 10--Kansas City--Week ending October 15, 2022
3A1 WSB Financial, Inc., Leesburg, Florida, to become a bank holding company...J&M Bancshares, Inc., and thereby indirectly acquire The Walton State
URL: https://www.federalreserve.gov/releases/h2/20221015/kansascity.htm
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The Fed - Debt Payments and Spending: Evidence from the 2023 Student Loan Payment Restart
12.5 Black Share (%) 12.8 17.5 White Share (%) 65.2 22.9 Note: This table...t=\tau\}}SLBalPC_i+\sum_\tau \gamma_\tau 1_{\{t=\tau\}}X_i+\delta_{s(i
URL: https://www.federalreserve.gov/econres/notes/feds-notes/debt-payments-and-spending-evidence-from-the-2023-student-loan-payment-20250905.html
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The Fed - Publications: Economic Well-Being of U.S. Households (SHED)
I wouldn't be able to pay for the expense right now Base: All respondents...pay all bills 0. Can't pay some bills Employment Section Base: All respondents
URL: https://www.federalreserve.gov/publications/2020-supplemental-appendixes-2019-Appendix-C-Consumer-Responses-to-2019-Survey-Questions.htm
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Federal Reserve Board - Federal Reserve Board issues enforcement action with AgCom Holdings, Inc.
AgCom Holdings, Inc. For release at 11:00 a.m. EDT Share The Federal Reserve...AgCom Holdings, Inc., Maxwell, Iowa Written Agreement dated June 9, 2023
URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20230615a.htm
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Basel II Capital Accord - Notice of proposed rulemaking (NPR) - Proposed Regulatory Text - Part VI - Risk-Weighted Assets for Equity Exposures
2), and (b)(3)(i), (ii), and (iii) of this section, the equity exposure...t of one exposure in a hedge pair; and (C) Bt the value at time t of the
URL: https://www.federalreserve.gov/generalinfo/basel2/NPR_20060905/NPR/part_6.htm
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