Board of Governors of the Federal Reserve System

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• Federal Reserve Board - A Note on the Expected Expiration of Federal Student Loan Forbearance, Accessible Data

  Credit card Auto loan Mortgage 2019 Dec 4.4% 5.1% 4.3% 2020 Jan 4.2% 5.0%...Credit Panel/Equifax. Return to text Figure 3. Credit Card Balances Billions

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-note-on-the-expected-expiration-of-federal-student-loan-forbearance-accessible-20220527.htm
  



• SECTION 1026.52—Limitations on Fees

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-102652-limitations-on-fees.htm
  



• The Fed - Introducing a Credit Bureau-Based Measure of U.S. Household Debt Service

  Credit Panel (CCP) provides the Board with the anonymized credit bureau...credit card, etc.), outstanding balance, the credit limit or maximum balance

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/introducing-a-credit-bureau-based-measure-of-u-s-household-debt-service-20240904.html
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Accessible Version

  CreditHousingHigher Education and Student LoansDescription of the SurveyAcknowledgements

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-accessibility-tables.htm
  



• SECTION 1026.2—Definitions and Rules of Construction

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-10262-definitions-and-rules-of-construction.htm
  



• The Fed - Publications: Dodd-Frank Act Stress Test Publications

  credit (HELOCs) domestic credit cards and charge cards domestic auto loans...credit card losses, corporate loan losses, fair value for debt securities

  URL: https://www.federalreserve.gov/publications/june-2019-supervisory-stress-test-framework-and-model-methodology.htm
  



• The Fed - Executive Summary

  credit card paid off at the next statement—a modest improvement from the...credit card application would be approved if they applied—over twice the

  URL: https://www.federalreserve.gov/publications/2019-economic-well-being-of-us-households-in-2018-executive-summary.htm
  



• Minutes of the Federal Open Market Committee October 28-29, 2025

  credit losses reported by some banks, led to 1 The Federal Open Market...credit markets, with investors reportedly closely tracking the riskiest

  URL: https://www.federalreserve.gov/monetarypolicy/files/fomcminutes20251029.pdf
  



• Testimony by Todd Vermilyea, Senior Associate Director, Division of Banking Supervision and Regulation, on private student loans - Federal Reserve Board

  credit card debt, home equity lines of credit, or auto debt on consumers...credit card debt, or savings. All of these factors have contributed to

  URL: https://www.federalreserve.gov/newsevents/testimony/vermilyea20130625a.htm
  



• The Fed - Robert M. Adams

  Credit Card Profitability Robert Adams, Vitaly M. Bord, and Bradley Katcher...Credit Card Balances Decline so Much during the COVID-19 Pandemic? Robert

  URL: https://www.federalreserve.gov/econres/robert-m-adams.htm
  

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