Board of Governors of the Federal Reserve System

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• Distributional Considerations for Monetary Policy Strategy

  credit event has negative and persistent implications for future access...credit and employment. In addition, cohorts that enter the labor market

  URL: https://www.federalreserve.gov/monetarypolicy/files/FOMC20191122memo02.pdf
  



• FAC May 2024 Record

  credit generally remains available for those with good credit, and banks...credit losses and are comfortable with their current credit risk exposures

  URL: https://www.federalreserve.gov/aboutthefed/files/fac-20240523.pdf
  



• A New Look at the Effects of the Interest Rate Ceiling in Arkansas

  Credit, Access to Credit, Interest Rate Cap, Financial Regulation. JEL...card credit, bank personal loans, and bank auto credit than prime consumers

  URL: https://www.federalreserve.gov/econres/feds/files/2021045r1pap.pdf
  



• FRB: Humphrey-Hawkins section 2 -- July 21, 1998

  credit, and long-term interest rates that in nominal terms were among ...credit component of household debt grew 4-1/2 percent at an annual rate

  URL: https://www.federalreserve.gov/boarddocs/hh/1998/july/ReportSection2.htm
  



• The Fed - Monetary Policy:

  credit spreads declined modestly. The equity gains were broad based across

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20210428.htm
  



• The Fed - Monetary Policy:

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20150318.htm
  



• Speech by Governor Waller on the economic outlook

  credit card and auto loan delinquency rates rise above their pre- pandemic

  URL: https://www.federalreserve.gov/newsevents/speech/files/waller20240521a.pdf
  



• Transmittal 515

  Credit Union Administration, and the OCC jointly issued final rules implementing...credit transactions be

  URL: https://www.federalreserve.gov/frrs/topic-links/archive-transmittals/transmittal-515.htm
  



• Table 1 89-98 1. Before-tax family income, percentage of families that saved, and distribution of families, by selected

  Table 1 89-98 1. Before-tax family income, percentage of families that saved, and distribution of families, by selected characteristics of families

  URL: https://www.federalreserve.gov/econres/files/scf2022_tables_internal_nominal_historical.xlsx
  



• From Bank Lending Standards to Bank Credit Conditions: An SVAR Approach

  credit demand, and credit supply shocks. Using these identified shocks...credit conditions that corre- sponds to the component of credit growth

  URL: https://www.federalreserve.gov/econres/feds/files/2025055pap.pdf
  

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