Board of Governors of the Federal Reserve System

one-to-four-family residential mortgages; asset FA643065173 26.5 -1.7 ...one-to-four-family residential mortgages; asset FA643065163 6.2 6.2 5.1

back-to-school" sales beginning in August will better reflect the underlying...year-to-date through June, even as new capacity was coming online. Demand

year-to-date shipments in 2001 had dropped by 15 percent. In addition,...low-to-middle price range were reported to be selling at a faster clip

back-to-school apparel was disappointing so far, and expectations were...back-to-school supplies were said to be selling well, along with food

Year-to-date, however, sales were off between 5 and 10 percent from last...Inventory-to-sales ratios declined despite some inventory building, and

month-to-month and year-to-year declines in sales, as did motor vehicle

back-to-school price discounts failed to move much merchandise. A department...back-to-school wave," he expected a lull once school started. Retail contacts

back-to-school and big-ticket purchases. Services firms recorded substantially...back-to-school sales were better than last year and that sales of most

steady-to-slowing growth." Infrastructure building was again robust and...year-to-date through October, decreased only slightly from last year.

to, or may not choose to, meet an unexpected $1,000 expense by drawing