Board of Governors of the Federal Reserve System

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• The Fed - Monetary Policy:

  credit to households or businesses. Participants discussed the relative

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20191030.htm
  



• The Fed - Beige Book - September 8, 2021

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202109.htm
  



• Speech by Chairman Bernanke on lessons from emerging market economies on the sources of sustained growth - Federal Reserve Board

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20110928a.htm
  



• The COVID-19 Shock and Consumer Credit: Evidence from Credit Card Data

  Credit: Evidence from Credit Card Data Akos Horvath, Benjamin Kay, and...Credit: Evidence from Credit Card Data,” Finance and Economics Discus-

  URL: https://www.federalreserve.gov/econres/feds/files/2021008pap.pdf
  



• The Fed - Consumer and Community Affairs

  Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), and the prohibition...credit needs of the local communities where they do business, consistent

  URL: https://www.federalreserve.gov/publications/2021-ar-consumer-and-community-affairs.htm
  



• The Fed - The Branch Puzzle: Why Are there Still Bank Branches?

  credit scoring gains importance in small business lending, which could

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/why-are-there-still-bank-branches-20180820.html
  



• Speech by Governor Duke on housing and mortgage markets - Federal Reserve Board

  credit conditions remain quite tight for many would-be borrowers, and ...credit conditions. I will return to the subject of mortgage credit later

  URL: https://www.federalreserve.gov/newsevents/speech/duke20130308a.htm
  



• Federal Reserve Board Publication

  Credit Card Model ....................................................

  URL: https://www.federalreserve.gov/publications/files/2023-june-supervisory-stress-test-methodology.pdf
  



• Examination Manual for U.S. Branches and Agencies of Foreign Banking Organizations, February 2026

  Credit risk which arises from the potential that a borrower or counterparty

  URL: https://www.federalreserve.gov/publications/files/usb_p3.pdf
  



• FRB: Testimony, Roseman--Recent developments in the payments system--April 20, 2005

  Credit, Committee on Financial Services, U.S. House of Representatives...credit and debit cards or through the automated clearinghouse (ACH), have

  URL: https://www.federalreserve.gov/boarddocs/testimony/2005/20050420/default.htm
  

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