Board of Governors of the Federal Reserve System

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• Speech by Governor Barr on artificial intelligence and the labor market

  4 - In trying to understand how AI might transform work, it’s useful to....4 The net effects of AI on employment, both in the aggregate and across

  URL: https://www.federalreserve.gov/newsevents/speech/files/barr20250509a.pdf
  



• FRB: Press Release--Interagency risk-management guidance for home equity lending--May 16, 2005

  loan-to-value (LTV) and debt-to-income ratios; Lower credit risk scores

  URL: https://www.federalreserve.gov/boarddocs/press/bcreg/2005/20050516/default.htm
  



• Federal Reserve Board - Office Hours Series

  face-to-face discussions with individual firms about financial innovation

  URL: https://www.federalreserve.gov/aboutthefed/innovation-office-hours-series.htm
  



• The Fed - Household Mobility over the Great Recession: Evidence from the U.S. 2007-09 Survey of Consumer Finances Panel

  to, for example, foreclosure. Many involuntary moves appear to stem a

  URL: https://www.federalreserve.gov/econres/feds/household-mobility-over-the-great-recession-evidence-from-the-us-2007-09-survey-of-consumer-finances-panel.htm
  



• The Fed - Banks as Patient Fixed Income Investors

  mark-to-market value of bank assets. In contrast, shadow banks create

  URL: https://www.federalreserve.gov/econres/feds/banks-as-patient-fixed-income-investors.htm
  



• The Fed - The Welfare Costs of Skill-Mismatch Employment

  Job-to-job transitions, labor market frictions, skill premium PDF: Full

  URL: https://www.federalreserve.gov/econres/feds/the-welfare-costs-of-skill-mismatch-employment.htm
  



• The Fed - The Community Reinvestment Act and the Profitability of Mortgage-Oriented Banks

  to help meet the credit needs of the local communities in which they are

  URL: https://www.federalreserve.gov/econres/feds/the-community-reinvestment-act-and-the-profitability-of-mortgage-oriented-banks.htm
  



• The Fed - Cointegration Test with Stationary Covariates and the CDS-Bond Basis during the Financial Crisis

  Local-to-unity asymptotics and Monte Carlo simulations are used to evaluate

  URL: https://www.federalreserve.gov/econres/feds/cointegration-test-with-stationary-covariates-and-the-cds-bond-basis-during-the-financial-crisis.htm
  



• The Fed - The Determinants of Subprime Mortgage Performance Following a Loan Modification

  loan-to-value ratios are the single greatest contributor to re-default

  URL: https://www.federalreserve.gov/econres/feds/the-determinants-of-subprime-mortgage-performance-following-a-loan-modification.htm
  



• The Fed - What If Welfare had no Work Requirements? The Age of Youngest Child Exemption and the Rise in Employment of Single Mothers

  welfare-to-work programs. These work requirements are sometimes credited

  URL: https://www.federalreserve.gov/econres/feds/what-if-welfare-had-no-work-requirements-the-age-of-youngest-child-exemption-and-the-rise-in-employment-of-single-mothers.htm
  

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