Board of Governors of the Federal Reserve System

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• Section 109 Host State Loan-to-Deposit Ratios

  credit card banks, and special purpose banks) State or U.S. Territory ...credit card banks, and special purpose banks) State or U.S. Territory

  URL: https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20230519a1.pdf
  



• Basel II Implementation in the United States - Federal Reserve Board

  credit card exposures are treated equivalently, and (3) almost all first-lien...credit-risk mitigation--such as most forms of collateral, many guarantees

  URL: https://www.federalreserve.gov/newsevents/speech/kroszner20070712a.htm
  



• FRB: Humphrey-Hawkins section 2 -- July 18, 1996

  credit to most borrowers on favorable terms, and interest rate spreads

  URL: https://www.federalreserve.gov/boarddocs/hh/1996/july/Reportsection2.htm
  



• FRB: CM: 2016 Appendix 3: Consumer Responses to Survey Questionnaire

  card in the past 12 months? Q3 response Percent, except as noted Refused...credit union? Q5 response Percent, except as noted Refused 0.2 ATM/Cash

  URL: https://www.federalreserve.gov/econresdata/mobile-devices/2016-appendix-c-consumer-responses-to-survey-questionnaire.htm
  



• DIVISION OF MONETARY AFFAIRS For release at 2:00 p.m. ET November 6, 2023 TO: HEADS OF RESEARCH AT ALL FEDERAL RESERVE

  credit (HELOCs). Moreover, for credit card, auto, and other consumer loans...credit card and auto loan applications by borrower FICO score (or equivalent

  URL: https://www.federalreserve.gov/data/documents/sloos-202310-fullreport.pdf
  



• Speech by Governor Waller on payments in the age of AI agents

  card with instructions to shop for groceries online based on past purchases

  URL: https://www.federalreserve.gov/newsevents/speech/files/waller20260929a.pdf
  



• FRB: Beige Book--Dallas--January 14, 2009

  credit and weaker loan demand. Most respondents don't expect conditions...credit card issuance and purchase volume. Real estate lende

  URL: https://www.federalreserve.gov/fomc/beigebook/2009/20090114/11.htm
  



• Capital One Response to the Federal Reserve Request for Additional Information (April 11, 2024)

  card issuance and acceptance growth), which involves interacting with ...credit cards;  Collection agency services;  Credit bureau services;

  URL: https://www.federalreserve.gov/foia/files/capone-discover-additional-information-response-20240411.pdf
  



• The Fed - FEDS Notes - 2015

  Credit-to-GDP Trends and Gaps by Lender- and Credit-type William Bassett...credit card debt as the largest class of non-housing consumer debt. DOI

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/2015-index.htm
  



• Speech by Governor Brainard on an update on the Federal Reserve's financial stability agenda - Federal Reserve Board

  credit conditions suggest that lenders are, to an extent, taking into ...credit scores on auto loans and, more recently, credit card balances.

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20180403a.htm
  

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