Board of Governors of the Federal Reserve System

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• The Fed - Monetary Policy:

  credit availability can largely account for the movements in aggregate...credit conditions may have been an important factor driving changes in

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20120125.htm
  



• Cap-One Discover Comments 9

  credits, completing certifications processes, and saving money. Capital...credit card payment network sector. This is critical given Visa and Mastercard

  URL: https://www.federalreserve.gov/foia/files/capone-discover-comments-9-20240515.pdf
  



• Transmittal 467

  credit limits, to reflect the risk profile of banking organizations under

  URL: https://www.federalreserve.gov/frrs/topic-links/archive-transmittals/transmittal-467.htm
  



• Beige Book - February 2026

  The Beige Book Summary of Commentary on Current Economic Conditions by Federal Reserve District February 2026 F E D E R A L R E S E R V E S

  URL: https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20260304.pdf
  



• FRB: Annual Report 2012 - Consumer and Community Affairs

  credit reports, or correction of deficiency amounts and records.4 The

  URL: https://www.federalreserve.gov/publications/annual-report/2012-Consumer-and-Community-Affairs.htm
  



• FRB: Annual Report 2012 - Consumer and Community Affairs

  credit reports, or correction of deficiency amounts and records.4 The

  URL: https://www.federalreserve.gov/publications/annual-report/2012-consumer-and-community-affairs.htm
  



• FRB: Speech, Ferguson -- The Federal Reserve's Role in the Payments System -- April 4, 1998

  credited largely to the competitive marketplace in which payments are ...credit risk associated with using the Federal Reserve as an intermediary

  URL: https://www.federalreserve.gov/boarddocs/speeches/1998/19980404.htm
  



• FRB: Speech, Greenspan -- Banking supervision -- March 7, 2001

  credit standards and the overly optimistic assumptions about borrower ...credit card net charge-offs, which had escalated in recent years, have

  URL: https://www.federalreserve.gov/boarddocs/speeches/2001/20010307/default.htm
  



• FRB: H.2--Actions under delegated authority--Week ending June 17, 2006

  credit card operations. -Granted, June 12, 2006 New York Citigroup Inc

  URL: https://www.federalreserve.gov/Releases/H2/20060617/delactions.htm
  



• FRB: Beige Book - Chicago

  credit card. There was little reported change in household delinquencies

  URL: https://www.federalreserve.gov/fomc/beigebook/2003/20030730/7.htm
  

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