Board of Governors of the Federal Reserve System

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• FRB: Speech, Bernanke--U.S. current account deficit--April 14, 2005

  gap by borrowing from abroad. In the United States, national saving is

  URL: https://www.federalreserve.gov/boarddocs/speeches/2005/20050414/default.htm
  



• FRB: Speech, Kohn--Inflation targeting in the United States--March 24, 2003

  gap have provided another unexpected source of disinflation. Notably,

  URL: https://www.federalreserve.gov/boarddocs/speeches/2003/20030324/default.htm
  



• Partial Homeownership: A Quantitative Analysis

  wealth inequality. While there is much work on housing affordability (...wealth distribution at retirement. 2With PO, households retain full ownership

  URL: https://www.federalreserve.gov/econres/feds/files/2024070pap.pdf
  



• FRB: Testimony, Greenspan�Monetary Policy Report to the Congress, U.S. House of Representatives�July 20, 2005

  wealth, ongoing increases in employment and income, and relatively low

  URL: https://www.federalreserve.gov/boarddocs/hh/2005/july/testimony.htm
  



• Federal Reserve Board - Survey of Consumer Finances (SCF)

  Wealth, Greater Uncertainty: Changes in Racial Inequality in Survey of

  URL: https://www.federalreserve.gov/econres/scfindex.htm
  



• Speech by Vice Chair Yellen on a painfully slow recovery for America's workers - Federal Reserve Board

  wealth built over a generation, impaired their access to credit, decimated...wealth--at last count, net home equity is still down 40 percent, or about

  URL: https://www.federalreserve.gov/newsevents/speech/yellen20130211a.htm
  



• The Fed - Economic Well-Being

  gap, economic well-being improved in 2017, and over the past five years...racial and ethnic minorities had larger improvements than whites, thereby

  URL: https://www.federalreserve.gov/publications/2018-economic-well-being-of-us-households-in-2017-economic-well-being.htm
  



• THE BANK OF NOVA SCOTIA U.S. RESOLUTION PLAN PUBLIC SECTION June 30, 2025 2 #100350724v2 Contents I. INTRODUCTION

  wealth management. BNS is a Category IV foreign banking organization with

  URL: https://www.federalreserve.gov/supervisionreg/resolution-plans/bk-of-nova-scotia-3g-20250701.pdf
  



• Nonlinear Dynamics in Menu Cost Economies? Evidence from U.S. Data

  Finance and Economics Discussion Series Federal Reserve Board, Washington, D.C. ISSN 1936-2854 (Print) ISSN 2767-3898 (Online) Nonlinear Dynamics

  URL: https://www.federalreserve.gov/econres/feds/files/2024076pap.pdf
  



• Borrowing and Spending in the Money: Debt Substitution and the Cash-out Refinance Channel of Monetary Policy

  wealth lies in their homes, and mortgage rates affect the cost of extracting...wealth created by their lifetime interest savings from refinancing, or

  URL: https://www.federalreserve.gov/econres/feds/files/2023073pap.pdf
  

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