Board of Governors of the Federal Reserve System

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• The Fed - California Wildfires (2025)

  credit terms for new loans Increasing credit card limits for creditworthy...credit card and other loan balances Offering payment accommodations, such

  URL: https://www.federalreserve.gov/supervisionreg/california-wildfires-2025.htm
  



• The Fed - Appendix A: Model Changes for DFAST 2019

  credit card model refinements materially affected the forecasted credit...card losses for a number of firms.102 The 2018 changes to the credit card

  URL: https://www.federalreserve.gov/publications/2019-march-dodd-frank-act-supervisory-stress-test-methodology-appendix-a-model-changes-for-dfast-2019.htm
  



• SECTION 1026.55—Limitations on Increasing Annual Percentage Rates, Fees, and Charges

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-102655-limitations-on-increasing-annual-percentage-rates-fees-and-charges.htm
  



• SECTION 202.2—Definitions

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-2022-definitions.htm
  



• The Fed - January 2022 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit card loans, auto loans, and other consumer loans. Meanwhile, changes...credit card, auto, and other consumer loans. Consistent with an easing

  URL: https://www.federalreserve.gov/data/sloos/sloos-202201.htm
  



• The Fed - July 2021 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit score on credit card loans, and moderate net shares of banks did...credit limits on credit card accounts. Other surveyed terms on consumer

  URL: https://www.federalreserve.gov/data/sloos/sloos-202107.htm
  



• Federal Reserve Board - Statement by Governor Randall S. Kroszner

  credit card accounts. Changes of this type can make markets more competitive...credit card users has been a great aid in seeking to balance these dual

  URL: https://www.federalreserve.gov/newsevents/pressreleases/kroszner20081218a.htm
  



• SECTION 1026.5—General Disclosure Requirements

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-10265-general-disclosure-requirements.htm
  



• The Fed - The January 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit card loans and remained basically unchanged for auto and other ...credit card and other consumer loans but remained basically unchanged

  URL: https://www.federalreserve.gov/data/sloos/sloos-202501.htm
  



• Consumer protection - Federal Reserve Board

  credit cards. In fact, our credit card rules served as the basis for recent...credit. The proposal will include new rules governing mortgage originator

  URL: https://www.federalreserve.gov/newsevents/testimony/duke20090716a.htm
  

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