Board of Governors of the Federal Reserve System

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• FRB: Annual Report 2013 - Monetary Policy Report of July 2013

  Credit conditions generally have eased further, though they remain relatively...credit scores--and especially for such households seeking mortgage loans

  URL: https://www.federalreserve.gov/publications/annual-report/2013-monetary-policy-report-of-July-2013.htm
  



• FRB: Federal Reserve Supervisory Stress Test Framework and Model Methodology, Dodd-Frank Act Stress Test 2014: Supervisory Stress Test Methodology and Results March-2014

  credit lines), and accounting treatment (accrual or fair value). These...credit supply that limit aggregate credit contraction (see box 2). Any

  URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2014-framework-model-methodology.htm
  



• Subprime mortgages - Federal Reserve Board

  Credit, Committee on Financial Services, U.S. House of Representatives...credit risk was generally limited to reviews of individual loans. Home

  URL: https://www.federalreserve.gov/newsevents/testimony/braunstein20070327a.htm
  



• Speech by Governor Cook on the economic outlook and monetary policy - Federal Reserve Board

  credit card spending, the moods of consumers and employers, and manufacturing

  URL: https://www.federalreserve.gov/newsevents/speech/cook20251103a.htm
  



• Federal Reserve Board - Is This Time Different: How Are Banks Performing during the Recent Interest Rate Increases Compared to 2004-2006? Accessible Data

  Credit Card," starts in 2009 at about 4.2, spikes to 6 by 2010, increases

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/is-this-time-different-how-are-banks-performing-during-the-rir-increases-compared-to-2004-2006-accessible-20240412.htm
  



• The Fed - Consumer & Community Context - July 2024

  credit card and online payments, and market their products to broader

  URL: https://www.federalreserve.gov/publications/2024-july-consumer-community-context.htm
  



• The Fed - Accessible Version

  CreditHousingHigher Education and Student LoansRetirement and InvestmentsDescription...credit card 54 Wanted a fixed number of payment 46 Only accepted payment

  URL: https://www.federalreserve.gov/publications/2024-economic-well-being-of-us-households-in-2023-accessibility-tables.htm
  



• The Fed - Monetary Policy: Monetary Policy Report (Branch)

  credit quality remains strong, some indicators of future business defaults...credit card loans. Financial stability. Despite concerns about profitability

  URL: https://www.federalreserve.gov/monetarypolicy/2023-06-mpr-summary.htm
  



• The Fed - Accessible Version

  Credit cards 113 Other consumer loans 39 Other loans 53 Securities losses...Credit Suisse USA 7.0 DB USA 4.3 Discover 2.7 Fifth Third 3.1 Goldman

  URL: https://www.federalreserve.gov/publications/2018-june-dodd-frank-act-stress-test-accessible-version.htm
  



• The Fed - Overview of Modeling Framework

  credit losses on securities in the allowance for credit losses, in accordance...credit card loans, small-business loans, student loans, and international

  URL: https://www.federalreserve.gov/publications/2025-june-supervisory-stress-test-methodology-overview-modeling-framework.htm
  

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