Board of Governors of the Federal Reserve System

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• The Fed - Beige Book - November 30, 2022

  credit standards. Agricultural conditions were flat or up a bit, and energy...credit, and rising delinquencies. Businesses were increasingly pessimistic

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202211.htm
  



• Minutes of the Federal Open Market Committee, January 28-29, 2025

  credit spreads had remained very tight, Minutes of the Federal Open Market

  URL: https://www.federalreserve.gov/monetarypolicy/files/fomcminutes20250129.pdf
  



• Basel II Capital Accord - Notice of proposed rulemaking (NPR) - Preamble - Introduction

  credit risk The conceptual foundation of this proposal's approach to credit...credit risk. It is common for a bank's internal credit risk models to

  URL: https://www.federalreserve.gov/generalinfo/basel2/NPR_20060905/NPR/section_1.htm
  



• FRB: Senior Loan Officer Opinion Survey--Table 1--January 2008

  credit standards for approving applications for C&I loans or credit lines...credit standards or its terms for C&I loans or credit lines over the past

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200801/table1.htm
  



• FRB: Humphrey-Hawkins section 2 -- July 18, 1996

  credit to most borrowers on favorable terms, and interest rate spreads

  URL: https://www.federalreserve.gov/boarddocs/hh/1996/july/Reportsection2.htm
  



• FRB: CM: 2016 Appendix 3: Consumer Responses to Survey Questionnaire

  card in the past 12 months? Q3 response Percent, except as noted Refused...credit union? Q5 response Percent, except as noted Refused 0.2 ATM/Cash

  URL: https://www.federalreserve.gov/econresdata/mobile-devices/2016-appendix-c-consumer-responses-to-survey-questionnaire.htm
  



• Speech by Governor Lael Brainard on what we are learning about artificial intelligence in financial services - Federal Reserve Board

  credit card, it is possible to tap into some of the world's most powerful...credit access. Finally, AI approaches are better than conventional approaches

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20181113a.htm
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Employment and Gig Work

  CreditHousingHigher Education and Student LoansDescription of the SurveyAcknowledgements

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-employment-and-gig-work.htm
  



• FRB Speech, Greenspan -- Banking -- October 7, 2002

  credits and the continued strength of the U.S. banking system. Over the...credits, pricing risk, and deciding which credits to retain. In the process

  URL: https://www.federalreserve.gov/boarddocs/speeches/2002/20021007/default.htm
  



• The Fed - Senior Loan Officer Opinion Survey on Bank Lending Practices - April 2017 Survey, Chart Data

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/data/sloos/201705/chartdata.htm
  

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