Board of Governors of the Federal Reserve System

for several reasons. First, the shakeout in the high-tech sector proved...prices largely offset the deterioration in consumer confidence, the decline

key interest rate, called the federal funds rate, which is the rate banks...key credit markets—including auto loans, mortgages, and small business

for example, AAA) ratings from a list of approved ratings agencies--and...CD rate, typically resulting in a rate close to the federal funds rate

prices have resulted in higher market prices for farming inputs, but in...compared with last year, but contacts report an increase in foot traffic

best to strengthen struggling communities. Needless to say, that endeavor...compared with nearly 3 percent of those in the highest tenth of the income

Key factors include: • Due to consultation with multiple federal and state

key to effective market discipline lies in the players themselves--the...the potential future exposure or PFE). All of the banking institutions

And, of course, they must still find the time and resources to run their...key steps in effective enterprisewide risk management include identifying

key policy questions. After giving some background, my testimony today...the finance charge) and as an annual percentage rate (the APR). TILA requires

prices of goods and services was tempered by robust competition. Business...key crop, the potato. Respondents also noted weak demand and low prices