Board of Governors of the Federal Reserve System

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• Speech by Governor Bowman on financial stability in uncertain times - Federal Reserve Board

  return-to-office rates and a current trend toward businesses opting to...loan-to-value ratios on most U.S. CRE loans have become much more conservative

  URL: https://www.federalreserve.gov/newsevents/speech/bowman20231011a.htm
  



• Speech by Governor Kugler on the economic outlook and monetary policy - Federal Reserve Board

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  URL: https://www.federalreserve.gov/newsevents/speech/kugler20240618a.htm
  



• FRB: Press Release--Approval of proposal of The Royal Bank of Scotland Group--June 30, 2003

  9.9 percent of Cambridge Bancorp, which controls Cambridge Trust Company

  URL: https://www.federalreserve.gov/boarddocs/press/orders/2003/20030630/
  



• Fair lending and the Home Mortgage Disclosure Act - Federal Reserve Board

  to be rare among the banks we supervise. Our experience has been that

  URL: https://www.federalreserve.gov/newsevents/testimony/braunstein20070725a.htm
  



• The Fed - Dealer Intermediation in the Primary Market of Commercial Paper

  to) direct and dealer-intermediated issuance. Among the top 50 financial

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/dealer-intermediation-in-the-primary-market-of-commercial-paper-20221007.html
  



• The Fed - The Effect of Mortgage Forbearance on House Prices During COVID-19

  price-to-rent ratio has been negatively correlated with the unemployment...Price-to-Rent Ratio Note: National house price is from Zillow from 1996

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/the-effect-of-mortgage-forbearance-on-house-prices-during-covid-19-20210319.html
  



• The Fed - Shining a light on the shadows: dealer funding and internalization

  to-be-shorted security on behalf of the investor, allowing them to sell

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/dealer-funding-and-internalization-20191220.html
  



• The Fed - The Restrained Recovery of State and Local Government Payrolls from the Pandemic Recession

  employment-to-retirement transition rate for the S&L sector (solid blue...Employment-to-Retirement Transition Rate Note: Figure plots percent of

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/the-restrained-recovery-of-state-and-local-government-payrolls-from-the-pandemic-recession-20230804.html
  



• Speech by Vice Chair Clarida on the Federal Reserve's new framework - Federal Reserve Board

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  URL: https://www.federalreserve.gov/newsevents/speech/clarida20210113a.htm
  



• Speech by Governor Raskin on banking - Federal Reserve Board

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  URL: https://www.federalreserve.gov/newsevents/speech/raskin20120723a.htm
  

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