Board of Governors of the Federal Reserve System

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• FRB: Dodd-Frank Act Stress Test 2016: Supervisory Stress Test Methodology and Results - Accessible Version

  Credit cards 92 Commercial and industrial loans 93 Securities losses (

  URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2016-accessible-version.htm
  



• Federal Reserve Board Publication

  The Beige Book Summary of Commentary on Current Economic Conditions by Federal Reserve District May 2025 F E D E R A L R E S E R V E S Y S T

  URL: https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20250604.pdf
  



• FRB: Press Release -- Approval of application of Union Planters Corporation -- February 24, 1997

  credit card services, housing-related loans from its mortgage subsidiary...credit limits, and an extensive ATM network. Union Planters has stated

  URL: https://www.federalreserve.gov/boarddocs/press/bhc/1997/199702244/
  



• Senior Loan Officer Opinion Survey: April 2005

  credit. A moderate net fraction of banks also reported having eased lending...credit policies, whereas banks whose lending standards or terms currently

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200505/default.htm
  



• The Fed - Background on Selected Assets

  credit. Discount Window Credit Federal Reserve lending to depository institutions...credit—primary credit, secondary credit, and seasonal credit. All discount

  URL: https://www.federalreserve.gov/monetarypolicy/bsd-background-202008.htm
  



• FRB: Humphrey-Hawkins section 2 -- July 18, 1996

  credit to most borrowers on favorable terms, and interest rate spreads

  URL: https://www.federalreserve.gov/boarddocs/hh/1996/july/ReportSection2.htm
  



• FRB: Speech, Greenspan--Mortgage banking--September 26, 2005

  credit card and other consumer debt. Although there are no comparable

  URL: https://www.federalreserve.gov/boarddocs/speeches/2005/200509262/default.htm
  



• The Federal Reserve's Balance Sheet - Federal Reserve Board

  credit markets and restoring the flow of credit to households and businesses...credit risk and credit allocation in our lending and securities purchase

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20090403a.htm
  



• Senior Loan Officer Opinion Survey: November 1998

  credit cards and on other consumer loans. Terms on these loans reportedly...credit card loans and 10 percent had tightened standards on other consumer

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/199811/default.htm
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Employment and Gig Work

  CreditHousingHigher Education and Student LoansDescription of the SurveyAcknowledgements

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-employment-and-gig-work.htm
  

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