Board of Governors of the Federal Reserve System

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• The Fed - Publications: Economic Well-Being of U.S. Households (SHED)

  credit cards, 4 percent with a home equity line of credit, and 11 percent...Credit card 23 16 Home equity loan 4 11 Other loan 11 11 Note: Among adults

  URL: https://www.federalreserve.gov/publications/2020-economic-well-being-of-us-households-in-2019-student-loans-other-education-debt.htm
  



• FRB: Senior Loan Officer Opinion Survey--Table 1--April 2008

  credit standards for approving applications for C&I loans or credit lines—other...credit standards or its terms for C&I loans or credit lines over the past

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200805/table1.htm
  



• Federal Reserve Board - Summary Findings of the Fourth Quantitative Impact Study

  credit quality also contributed to the observed dispersion in QIS-4 capital...credit quality differences suggests that portfolio composition was not

  URL: https://www.federalreserve.gov/newsevents/pressreleases/20060224aa.htm
  



• FRB: Speech, Ferguson -- The Evolving Financial and Payment System -- September 4, 2001

  credit flows are very case specific and depend on the nature of the markets...credit card networks. Another recent development is the increasing adoption

  URL: https://www.federalreserve.gov/boarddocs/speeches/2001/20010904/default.htm
  



• FRB: Beige Book - Chicago

  Credit quality on business loans was said to have eroded slightly, but...credit card volumes were generally flat, while mortgage refinancing activity

  URL: https://www.federalreserve.gov/fomc/beigebook/2001/20010613/7.htm
  



• The Fed - Monetary Policy:

  credit spreads. Notably, share prices for bank equity also appreciated

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20230726.htm
  



• Remarks by Governor Bowman on the economy and prioritization of bank supervision and regulation - Federal Reserve Board

  credit to households and businesses. Treasury market liquidity strains

  URL: https://www.federalreserve.gov/newsevents/speech/bowman20231109a.htm
  



• The Fed - Monetary Policy:

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20230920.htm
  



• Cost of Banking for LMI and Minority Communities

  credit scores (sub600) or lack credit scores completely, carry low account...credit union; unbanked households as those that have no bank or credit

  URL: https://www.federalreserve.gov/econres/feds/files/2022040r1pap.pdf
  



• The Fed - Monetary Policy:

  credit losses. Regarding foreign exchange developments, the deputy manager

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20250917.htm
  

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