Board of Governors of the Federal Reserve System

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• The Fed - July 2018 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit card loans. In addition, banks reported weaker demand for all categories...credit scores and widened loan rate spreads on credit card loans. While

  URL: https://www.federalreserve.gov/data/sloos/sloos-201807.htm
  



• The Fed - July 2019 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit card loans tightened, on net, while standards reportedly remained...credit card loans, auto loans, and almost all categories of RRE loans.

  URL: https://www.federalreserve.gov/data/sloos/sloos-201907.htm
  



• The Fed - The July 2022 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit card loans, auto loans, and other consumer loans—while demand weakened...credit card loans, banks also reported most queried terms on credit card

  URL: https://www.federalreserve.gov/data/sloos/sloos-202207.htm
  



• The Fed - The Federal Reserve Payments Study: 2017 Annual Supplement

  Credit card payments registered the highest growth rate by number (10.2...credit and debit card payments was slower, rising at rates of 6.3 and

  URL: https://www.federalreserve.gov/paymentsystems/2017-December-The-Federal-Reserve-Payments-Study.htm
  



• The Fed - The July 2024 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit (HELOCs). Moreover, standards reportedly tightened for credit card...credit card loans. While banks, on balance, reported having tightened

  URL: https://www.federalreserve.gov/data/sloos/sloos-202407.htm
  



• FRB: Speech, Greenspan -- Consumer credit and financial modernization -- October 11, 1997

  credit card, and by 1914 gasoline companies and large retail department...card industry and entry of commercial banks into the credit card business

  URL: https://www.federalreserve.gov/boarddocs/speeches/1997/19971011.htm
  



• SECTION 1028.400—General

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-1028400-general.htm
  



• SECTION 1028.300—General

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-1028300-general.htm
  



• Speech by Governor Elizabeth A. Duke on Small Business Credit Availability - Federal Reserve Board

  credit for large and small businesses. Credit markets normally recover...credit card, and just 3 percent were initiated using a business loan from

  URL: https://www.federalreserve.gov/newsevents/speech/duke20110414a.htm
  



• Truth in Lending Act

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/truth-in-lending-act.htm
  

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