Board of Governors of the Federal Reserve System

banks continued to report rising commercial loan demand. Trucking and ...banks have reported stronger commercial borrowing consistently since the

banks, reportedly in response to continued increases in nonperforming ...banks as being "a bit more fussy" about extending credit. Consumer Spending

Banks in areas where commercial and residential real estate markets are...banks are reportedly attempting to diversify their portfolios by branching

banks remained high, and banking contacts reported ample capital to meet...bank lending, resulting in higher terms and rates for commercial borrowers

banks where declines in asset quality showed further signs of leveling...banks continued to limit the availability of credit. Contacts generally

banks decreased moderately during the fourth quarter of 2009. Consumer...banks showed a moderate decrease in overall lending activity during the

banks decreased moderately in the three-month period ending in July. Consumer...banks showed a moderate decrease in overall lending activity for the three-month

banks reporting lower overall loan demand was about the same as in the...banks said maintaining margins between interest income and interest expense

banks decreased moderately. Consumer Spending Contacts reported that retail...banks showed a moderate decrease in overall lending activity during the

banks left their prime lending rates unchanged last month, and all expect...banks maintained their consumer lending rates, and all expect to hold