Board of Governors of the Federal Reserve System

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• Creating More Effective Consumer Disclosures - Federal Reserve Board

  credit card issuers. In a nutshell, effective disclosure empowers consumers...Credit Card Costs In our effort to create more effective credit card disclosures

  URL: https://www.federalreserve.gov/newsevents/speech/kroszner20070523a.htm
  



• FRB: November 2006 Statistical Supplement--Terms of Consumer Credit

  Credit card plan 3 All accounts 12.30 12.71 12.51 n.a. 13.30 n.a. n.a....credit covers most short- and intermediate-term credit extended to individuals

  URL: https://www.federalreserve.gov/pubs/supplement/2006/11/table1_56.htm
  



• Consumer Financial Protection Bureau’s Official Staff Commentary on Regulation Z

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/consumer-financial-protection-bureaus-official-staff-commentary-on-regulation-z.htm
  



• FRB: October 2006 Statistical Supplement--Terms of Consumer Credit

  Credit card plan 3 All accounts 12.30 12.71 12.51 n.a. n.a. 13.30 n.a....credit covers most short- and intermediate-term credit extended to individuals

  URL: https://www.federalreserve.gov/pubs/supplement/2006/10/table1_56.htm
  



• The Fed - The January 2024 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit (HELOCs). Moreover, for credit card, auto, and other consumer loans...credit card, and auto loans. In addition, banks reported expecting loan

  URL: https://www.federalreserve.gov/data/sloos/sloos-202401.htm
  



• The Fed - The Geography of Small Business Dynamics

  credit card account creation and distress, consistent with a high degree...credit card portfolio. The Federal Reserve uses the data to project credit

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/the-geography-of-small-business-dynamics-20200528.html
  



• A-7—Model Clauses for Financial Institutions Offering Payroll Card Accounts (section 205.18(c))

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/a-7-model-clauses-for-financial-institutions-offering-payroll-card-accounts-section-20518c.htm
  



• FRB: Speech, Greenspan--Understanding household debt obligations--February 23, 2004

  credit card debt. The financial obligation associated with credit card...credit card debt. One possible reason for the secular increase in credit

  URL: https://www.federalreserve.gov/boarddocs/speeches/2004/20040223/default.htm
  



• SECTION 210.10—Time Schedule and Availability of Credits for Cash Items and Returned Checks

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-21010-time-schedule-and-availability-of-credits-for-cash-items-and-returned-checks.htm
  



• FRB: May 2005 Statistical Supplement--Terms of Consumer Credit

  Credit card plan 3 All accounts 13.40 12.30 12.71 n.a. 13.01 n.a. n.a....credit covers most short- and intermediate-term credit extended to individuals

  URL: https://www.federalreserve.gov/pubs/supplement/2005/05/table1_56.htm
  

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