Board of Governors of the Federal Reserve System

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• FRB: Beige Book--Philadelphia--October 12, 2006

  Credit card lending expanded at a steady rate, but growth in other types...credit card lending. However, they anticipate a further decline in the

  URL: https://www.federalreserve.gov/fomc/beigebook/2006/20061012/3.htm
  



• The Fed - Beige Book - November 29, 2023

  credit remained fairly healthy, but some banks noted a slight uptick in

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202311.htm
  



• Senior Loan Officer Opinion Survey: January 2004

  credit quality over the next year. Responses were received from fifty-seven...credit card and other consumer loans were also little changed, on net,

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200410/default.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  Credit Conditions The volume of bank lending (excluding credit cards) ...Credit card volumes surged following modest growth during the prior period—typical

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202601-philadelphia.htm
  



• FRB: Insights into the Financial Experiences of Older Adults: A Forum Briefing Paper

  credit card users carry balances. Also, one in eight carry student loan...credit card debt found that 18 percent of those ages 50 to 64 drew upon

  URL: https://www.federalreserve.gov/econresdata/older-adults-survey/July-2013-Implications-from-the-Older-Adult-Survey.htm
  



• Federal Reserve Board - 2005

  credit card bank exemption" from the definition of bank in section 2(c

  URL: https://www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol2005.htm
  



• Consumer Financial Protection Bureau’s Official Staff Commentary on Regulation C

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/consumer-financial-protection-bureaus-official-staff-commentary-on-regulation-c.htm
  



• The Fed - Is This Time Different: How Are Banks Performing during the Recent Interest Rate Increases Compared to 2004-2006?

  credit card banks have much higher NIM, while investment banks and custody...credited to banks. Figure 4 plots the interest rate yields for the three

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/is-this-time-different-how-are-banks-performing-during-the-rir-increases-compared-to-2004-2006-20240412.html
  



• FRB: Beige Book - Minneapolis

  credit card issuer recently announced plans to cut 100 jobs in Minnesota

  URL: https://www.federalreserve.gov/fomc/beigebook/2003/20030305/9.htm
  



• FRB: Beige Book - Chicago

  credit card balances were paid down, delinquencies slowed, and personal

  URL: https://www.federalreserve.gov/fomc/beigebook/1999/19991208/7.htm
  

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