Board of Governors of the Federal Reserve System

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• Federal Reserve Board - Federal Reserve Board's annual bank stress test showed that large banks are well positioned to weather a severe recession, while staying above minimum capital requirements and continuing to lend to households and businesses

  credit card losses, $124 billion in losses from commercial and industrial

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20250627b.htm
  



• Federal Reserve Board - Fit-for-Purpose Payment System Interoperability: A Framework, Accessible Data

  credit card issuers receive a standard reconciliation file or is customizations

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/fit-for-purpose-payment-system-interoperability-a-framework-accessible-20220714.htm
  



• Federal Reserve Board - 2008

  credit card bank exemption" from the definition of bank in section 2(c

  URL: https://www.federalreserve.gov/supervisionreg/legalinterpretations/bhc_changeincontrol2008.htm
  



• Financial Regulation and Financial Stability - Federal Reserve Board

  credit card disclosures and to address a number of unfair or deceptive...credit card lending. Second, regulatory policy can help to ensure that

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20080708a.htm
  



• Transmittal 455

  Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act), the Home Ownership and Equity Protection Act of 1994 (HOEPA

  URL: https://www.federalreserve.gov/frrs/topic-links/archive-transmittals/transmittal-455.htm
  



• The Fed - Fit-for-Purpose Payment System Interoperability: A Framework

  credit card transactions, bank-to-bank transfers, and foreign exchange...credit card is tapped in person or debit card information is entered online

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/fit-for-purpose-payment-system-interoperability-a-framework-20220714.html
  



• FRB: Senior Loan Officer Opinion Survey--Table 1--July 2016

  credit standards for approving applications for C&I loans or credit lines—other...credit standards or its terms for C&I loans or credit lines over the past

  URL: https://www.federalreserve.gov/boarddocs/snloansurvey/201608/table1.htm
  



• FRB: Senior Loan Officer Opinion Survey: April 2016

  credit quality of loans made to businesses and households located in regions...credit card loans, and consumer loans other than credit card and auto

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/201605/default.htm
  



• Senior Loan Officer Opinion Survey

  credit card loans, and 15 percent tightened standards on other consumer...credit limits on credit card accounts. Standards applied to mortgage applications

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/199802/default.htm
  



• The Fed - Kamila Sommer

  Credit, and Consumer Credit Demand Alvaro Mezza, Daniel Ringo, and Kamila...Credit Score Migration on Subprime Auto Loan and Credit Card Delinquencies

  URL: https://www.federalreserve.gov/econres/kamila-sommer.htm
  

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