Board of Governors of the Federal Reserve System

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• The Fed - Publications: Economic Well-Being of U.S. Households (SHED)

  credit card, and the share with a credit card was higher among those with...credit card. Table 14. Has at least one credit card (by family income,

  URL: https://www.federalreserve.gov/publications/2020-economic-well-being-of-us-households-in-2019-banking-and-credit.htm
  



• 2023 DFIPS Survey Instrument

  credit card accounts held by your institution. For each question below...credit card accounts, accounts of foreign governments and official institutions

  URL: https://www.federalreserve.gov/paymentsystems/files/DFIPS_2023_Survey.pdf
  



• The Fed - A Note on Recent Dynamics of Consumer Delinquency Rates

  credit bureau data1— to discuss developments in the credit card and auto...credit card and auto loan delinquency rates by credit score bin and demonstrates

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-note-on-recent-dynamics-of-consumer-delinquency-rates-20251124.html
  



• APPENDIX J—Annual Percentage Rate Computations for Closed-End Credit Transactions

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/appendix-j-annual-percentage-rate-computations-for-closed-end-credit-transactions-reg-z.htm
  



• APPENDIX J—Annual Percentage Rate Computations for Closed-End Credit Transactions

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/appendix-j-annual-percentage-rate-computations-for-closed-end-credit-transactions.htm
  



• The Fed - Carlo E. Wix

  credit: Evidence from credit card data Akos Horvath, Benjamin Kay, and...Credit Card Market Sumit Agarwal, Andrea F. Presbitero, André F. Silva

  URL: https://www.federalreserve.gov/econres/carlo-e-wix.htm
  



• Form C-3—Sample Notice of Action Taken and Statement of Reasons (Credit Scoring)

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/form-c-3-sample-notice-of-action-taken-and-statement-of-reasons-credit-scoring.htm
  



• Form C-7—Sample Notice of Action Taken and Statement of Reasons (Business Credit)

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/form-c-7-sample-notice-of-action-taken-and-statement-of-reasons-business-credit.htm
  



• H-6—Model Form for Risk-Based Pricing Notice with Credit Score Information

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/h-6-model-form-for-risk-based-pricing-notice-with-credit-score-information.htm
  



• H-6. Model form for risk-based pricing notice with credit score information

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/h-6-model-form-for-risk-based-pricing-notice-with-credit-score-information-reg-v.htm
  

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