Board of Governors of the Federal Reserve System

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• The Fed - Marketplace Lending and Consumer Credit Outcomes: Evidence from Prosper

  credit source, we match application-level data from Prosper to credit ...credit scores increase and their credit card utilization rates fall relative

  URL: https://www.federalreserve.gov/econres/feds/marketplace-lending-and-consumer-credit-outcomes-evidence-from-prosper.htm
  



• APPENDIX H—Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/appendix-h-model-forms-for-risk-based-pricing-and-credit-score-disclosure-exception-notices-reg-v.htm
  



• SECTION 226.34—Prohibited Acts or Practices in Connection with Credit Subject to Section 226.32

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-22634-prohibited-acts-or-practices-in-connection-with-credit-subject-to-section-22632.htm
  



• APPENDIX H—Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/appendix-h-model-forms-for-risk-based-pricing-and-credit-score-disclosure-exception-notices.htm
  



• The Fed - Changes in U.S. Payments Fraud from 2012 to 2016: Evidence from the Federal Reserve Payments Study

  credit card payments rose from 14.0 million in 2012 to 30.4 million in...card payments. Rates of fraud by value and number rose for credit card

  URL: https://www.federalreserve.gov/publications/2018-payment-systems-fraud.htm
  



• FRB: Other Reports to Congress - Availability of Credit to Small Businesses 2012

  Credit Credit Use by Small Businesses Providers of Credit to Small Businesses...Credit Use Credit Application Experience This section examines the composition

  URL: https://www.federalreserve.gov/publications/other-reports/availability-of-credit/September-2012-Credit-Use-by-Small-Businesses.htm
  



• The Fed - Recent Developments in Consumer and Business Payment Choices - June 2017

  credit and non-prepaid debit card, respectively, in 2015. Business credit...card payments, 19.3 credit card payments, and 7.1 ACH payments (figure

  URL: https://www.federalreserve.gov/paymentsystems/2017-june-recent-developments.htm
  



• Federal Reserve Board - Statement by Chairman Ben S. Bernanke

  credit card accounts. These protections will allow consumers to access...credit cards through greater transparency in credit card pricing, including

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bernanke20081218a.htm
  



• The Fed - Notes on the Detailed Data, 2012-2018

  card, or a cash-advance transaction from a credit card). Volumes are defined...credit card balances help to distinguish consumer use of credit cards

  URL: https://www.federalreserve.gov/paymentsystems/frps_2019notes.htm
  



• SECTION 223.24—What valuation principles apply to extensions of credit secured by affiliate securities?

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-22324-what-valuation-principles-apply-to-extensions-of-credit-secured-by-affiliate-securities.htm
  

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