Board of Governors of the Federal Reserve System

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• SECTION 1002.6—Rules Concerning Evaluation of Applications

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-10026-rules-concerning-evaluation-of-applications.htm
  



• SECTION 1002.4—General Rules

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-10024-general-rules.htm
  



• SECTION 1002.15—Incentives for Self-Testing and Self-Correction

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-100215-incentives-for-self-testing-and-self-correction.htm
  



• The Fed - Automated Credit Limit Increases and Consumer Welfare

  credit card companies frequently use machine learning algorithms to proactively...Credit Cards, Credit limit increases, Financial regulation DOI: https:

  URL: https://www.federalreserve.gov/econres/feds/automated-credit-limit-increases-and-consumer-welfare.htm
  



• The Fed - Accessible Version

  non-credit card bills or who had difficulty paying bills in the prior

  URL: https://www.federalreserve.gov/publications/2026-economic-well-being-of-us-households-in-2025-accessible-version.htm
  



• FRB: Household Credit Behavior and Perceptions of Consumer Credit Availability: Report on the Economic Well-Being of U.S. Households in 2013

  credit card balances, 82 percent had been charged interest on their balance...credit, access to a credit card differs substantially by race/ethnicity

  URL: https://www.federalreserve.gov/econresdata/2014-economic-well-being-of-us-households-in-2013-household-credit-behavior.htm
  



• Stress Test Results Data Dictionary

  credit cards loss_credit_card_loan_amt Projected domestic and international...credit cards loss_credit_card_loan_rate Projected domestic and international

  URL: https://www.federalreserve.gov/supervisionreg/files/DFAST_data_dictionary.pdf
  



• SECTION 1022.30—Obtaining or Using Medical Information in Connection with a Determination of Eligibility for Credit

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-102230-obtaining-or-using-medical-information-in-connection-with-a-determination-of-eligibility-for-credit.htm
  



• (S-PLUS Graphics)

  Non-credit-card (auto and other) Credit card Auto Other consumer Net Percent...credit card loans, auto loans, and consumer loans excluding credit card

  URL: https://www.federalreserve.gov/data/documents/sloos-202504-charts.pdf
  



• The Fed - Are Income and Credit Scores Highly Correlated?

  credit card offers, with about 2,500 consumers selected to participate...credit card offers, into the envelopes and send them back to Mintel weekly

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/are-income-and-credit-scores-highly-correlated-20180813.html
  

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