Board of Governors of the Federal Reserve System

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• The Fed - Publications: Economic Well-Being of U.S. Households (SHED)

  credit card, and the share with a credit card was higher among those with...credit card. Table 14. Has at least one credit card (by family income,

  URL: https://www.federalreserve.gov/publications/2020-economic-well-being-of-us-households-in-2019-banking-and-credit.htm
  



• Consumer credit reports - Federal Reserve Board

  Credit Transactions Act of 2003 (FACT Act), which amended the Fair Credit...credit card issuers do not furnish data on consumers’ credit limits. Finally

  URL: https://www.federalreserve.gov/newsevents/testimony/braunstein20070619a.htm
  



• Federal Reserve Board Publication

  Credit Application Section ..............................................Credit Condition Section .............................................

  URL: https://www.federalreserve.gov/publications/files/2024-supplement-economic-well-being-us-households-202505.pdf
  



• The Fed - A Note on Recent Dynamics of Consumer Delinquency Rates

  credit bureau data1— to discuss developments in the credit card and auto...credit card and auto loan delinquency rates by credit score bin and demonstrates

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-note-on-recent-dynamics-of-consumer-delinquency-rates-20251124.html
  



• Other Statutory Provisions Relating to Securities Credit Transactions

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/other-statutory-provisions-relating-to-securities-credit-transactions.htm
  



• The Fed - Carlo E. Wix

  credit: Evidence from credit card data Akos Horvath, Benjamin Kay, and...Credit Card Market Sumit Agarwal, Andrea F. Presbitero, André F. Silva

  URL: https://www.federalreserve.gov/econres/carlo-e-wix.htm
  



• SECTION 223.21—What valuation and timing principles apply to credit transactions?

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-22321-what-valuation-and-timing-principles-apply-to-credit-transactions.htm
  



• SECTION 217.31—Mechanics for Calculating Risk-Weighted Assets for General Credit Risk

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-21731-mechanics-for-calculating-risk-weighted-assets-for-general-credit-risk.htm
  



• 2022 DFIPS Survey Instrument

  credit card accounts to consumer, business, and government customers. ...credit card accounts held by your institution. (For each question below

  URL: https://www.federalreserve.gov/paymentsystems/files/DFIPS_2022_Survey.pdf
  



• FRB: Household Credit Behavior and Perceptions of Consumer Credit Availability: Report on the Economic Well-Being of U.S. Households in 2013

  credit card balances, 82 percent had been charged interest on their balance...credit, access to a credit card differs substantially by race/ethnicity

  URL: https://www.federalreserve.gov/econresdata/2014-economic-well-being-of-us-households-in-2013-household-credit-behavior.htm
  

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