Board of Governors of the Federal Reserve System

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• Loan-Loss Charge-Offs

  debts by a bank has been amended. Prior to the amendment, the relevant...debt in whole or in part in obedience to the specific orders of such supervisory

  URL: https://www.federalreserve.gov/frrs/guidance/loan-loss-charge-offs.htm
  



• Speech by Vice Chairman Fischer on monetary policy lessons and the way ahead - Federal Reserve Board

  to, effectively, zero. The Fed also acted forcefully as the lender of

  URL: https://www.federalreserve.gov/newsevents/speech/fischer20150323a.htm
  



• Speech by Governor Tarullo on monetary policy and financial stability - Federal Reserve Board

  one-to-two years ahead. These unconventional tools appear to have been

  URL: https://www.federalreserve.gov/newsevents/speech/tarullo20140225a.htm
  



• The Fed - Cyclicality and the Severity of the U.S. Supervisory Stress Test: 2014 to 2018

  GDP would be expected in a stress test where unemployment increased by

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/cyclicality-and-the-severity-of-the-us-supervisory-stress-test-2014-to-2018-20190607.html
  



• The Fed - Publications: Economic Well-Being of U.S. Households (SHED)

  DebtRetirementFinancial Repercussions from COVID-19Description of the ...to, many people were not working full time and wanted more work. Many

  URL: https://www.federalreserve.gov/publications/2020-economic-well-being-of-us-households-in-2019-executive-summary.htm
  



• The Fed - Risk-based Pricing of Interest Rates in Household Loan Markets

  debt levels should react accordingly. Third, fewer high-risk households...debt access reflected these new pricing practices, particularly for secured

  URL: https://www.federalreserve.gov/econres/feds/risk-based-pricing-of-interest-rates-in-household-loan-markets.htm
  



• The Fed - Winners and losers from recent asset price changes

  debt such as mortgages, including an adjustment for unexpected inflation...debt, this expression depends on asset holdings rather than net transactions3

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/winners-and-losers-from-recent-asset-price-changes-20230512.html
  



• The Future of Mortgage Finance in the United States - Federal Reserve Board

  originate-to-distribute model of credit provision itself. Private-label...origination-to-distribution process is managed so that originators, such

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20081031a.htm
  



• FRB: Speech, Meyer -- The Future of Money and of Monetary Policy -- December 5, 2001

  early-to-mid-1990s, a new generation of technology created the possibility

  URL: https://www.federalreserve.gov/boarddocs/speeches/2001/20011205/default.htm
  



• The Fed - A Note on Recent Dynamics of Consumer Delinquency Rates

  debt increased to levels not observed since the Great Financial Crisis...debt in months following the receipt of economic stimulus but start to

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-note-on-recent-dynamics-of-consumer-delinquency-rates-20251124.html
  

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