Board of Governors of the Federal Reserve System

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• FRB: Speech, Gramlich -- Subprime Lending, Predatory Lending -- December 6, 2000

  lower-income and minority consumers, who have traditionally had difficulty...low-income borrowers increased nearly 75 percent between 1993 and 1998

  URL: https://www.federalreserve.gov/boarddocs/speeches/2000/20001206.htm
  



• The Fed - Borrowing From Yourself: 401(k) Loans and Household Balance Sheets

  income, less liquidity constrained households. From 1992 to 2004, we do

  URL: https://www.federalreserve.gov/econres/feds/borrowing-from-yourself-401k-loans-and-household-balance-sheets.htm
  



• The Fed - Property Taxes and Elderly Mobility

  income-poor elderly homeowners often complain about rising tax burdens

  URL: https://www.federalreserve.gov/econres/feds/property-taxes-and-elderly-mobility.htm
  



• The Fed - The Jumbo-Conforming Spread: A Semiparametric Approach

  debt-to-income ratios, and house price volatility. A partial locallinear

  URL: https://www.federalreserve.gov/econres/feds/the-jumbo-conforming-spread-a-semiparametric-approach.htm
  



• The Fed - Price Level Risk and Some Long-Run Implications of Alternative Monetary Policy Strategies

  income levels, and particularly those with mortgage or educational loans

  URL: https://www.federalreserve.gov/econres/feds/price-level-risk-some-long-run-implications-alternative-monetary-policy-strategies.htm
  



• The Fed - Community Bank Performance: How Important are Managers?

  income, unemployment rate, and banking market structure. We find that

  URL: https://www.federalreserve.gov/econres/feds/community-bank-performance-how-important-are-managers.htm
  



• The Fed - Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004

  income, inheritances, and other factors. There are two special topic sections

  URL: https://www.federalreserve.gov/econres/feds/currents-and-undercurrents-changes-in-the-distribution-of-wealth-1989-2004.htm
  



• The Fed - The Interplay Between Student Loans and Credit Card Debt: Implications for Default in the Great Recession

  income contingent repayment plan for student loans completely eliminates

  URL: https://www.federalreserve.gov/econres/feds/the-interplay-between-student-loans-and-credit-card-debt-implications-for-default-in-the-great-recession.htm
  



• The Fed - Did Pension Plan Accounting Contribute to a Stock Market Bubble?

  income statement. The results strongly favor the latter view. Additional

  URL: https://www.federalreserve.gov/econres/feds/did-pension-plan-accounting-contribute-to-a-stock-market-bubble.htm
  



• The Fed - The Reform of October 1979: How It Happened and Why

  income targeting, and inflation targeting. The record suggests that the

  URL: https://www.federalreserve.gov/econres/feds/the-reform-of-october-1979-how-it-happened-and-why.htm
  

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