Board of Governors of the Federal Reserve System

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• G-18(D)—Periodic Statement New Balance, Due Date, Late Payment and Minimum Payment Sample (Credit Cards)

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/g-18d-periodic-statement-new-balance-due-date-late-payment-and-minimum-payment-sample-credit-cards.htm
  



• The Fed - Notes on the Detailed Data, NPIPS, 2015-2022

  Credit Cards, 2015-22 Description General-purpose credit card transactions...Credit Cards, 2015-22 Description Private-label credit card transactions

  URL: https://www.federalreserve.gov/paymentsystems/frps_2015-2022notes.htm
  



• The Fed - National Payment Volumes, Detailed Data, NPIPS (CY 2021 and 2022)

  card and PL credit card payments declined 2.3 percent and 5.0 percent ...card payments by type, including GP credit card payments, GP debit card

  URL: https://www.federalreserve.gov/paymentsystems/2024-November-The-Federal-Reserve-Payments-Study.htm
  



• Official Staff Commentary on Regulation Z

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/official-staff-commentary-on-regulation-z.htm
  



• The Fed - The Federal Reserve Payments Study: 2017 Annual Supplement

  Credit card payments registered the highest growth rate by number (10.2...credit and debit card payments was slower, rising at rates of 6.3 and

  URL: https://www.federalreserve.gov/paymentsystems/2017-December-The-Federal-Reserve-Payments-Study.htm
  



• FRB: Senior Loan Officer Opinion Survey: July 2010

  credit card and other consumer loans. By contrast, small net fractions...credit card loans. However, terms on consumer loans other than credit

  URL: https://www.federalreserve.gov/boarddocs/snloansurvey/201008/default.htm
  



• A-7—Model Clauses for Financial Institutions Offering Payroll Card Accounts (section 205.18(c))

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/a-7-model-clauses-for-financial-institutions-offering-payroll-card-accounts-section-20518c.htm
  



• Consumer Financial Protection Bureau’s Official Staff Commentary on Regulation Z

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/consumer-financial-protection-bureaus-official-staff-commentary-on-regulation-z.htm
  



• APPENDIX F—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer’s Dwelling

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/appendix-f-optional-annual-percentage-rate-computations-for-creditors-offering-open-end-credit-plans.htm
  



• FRB: Appendix 1 to FRB Testimony, Rivlin -- The payments system -- September 16, 1997

  credit card, it grants the cardholder a line of credit, enabling the cardholder...credit and debit cards. Over the past five years credit card use has been

  URL: https://www.federalreserve.gov/boarddocs/testimony/1997/970916a1.htm
  

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