Board of Governors of the Federal Reserve System

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• The Fed - The October 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices

  credit card and other consumer loans and eased for auto loans. Meanwhile...credit card and other consumer loans and weakened for auto loans. The

  URL: https://www.federalreserve.gov/data/sloos/sloos-202510.htm
  



• FRB: Senior Loan Officer Opinion Survey: October 2008

  credit limits on existing credit card accounts for prime and nonprime ...credit limits on existing credit card accounts both to prime and to nonprime

  URL: https://www.federalreserve.gov/boarddocs/snloansurvey/200811/
  



• FRB: March 2006 Statistical Supplement--Terms of Consumer Credit

  Credit card plan 3 All accounts 13.40 12.30 12.71 12.76 n.a. n.a. 12.48...credit covers most short- and intermediate-term credit extended to individuals

  URL: https://www.federalreserve.gov/pubs/supplement/2006/03/table1_56.htm
  



• CA 11-8 Revised Interagency Examination Procedures for Regulation Z December 23, 2011 HTML Attachment(s): Revised

  Credit Card Accountability Responsibility and Disclosure Act of 2009 (...credit card account is opened are covered by the same Credit Card Act

  URL: https://www.federalreserve.gov/itpwstubs/caltr1108.htm
  



• SECTION 210.10—Time Schedule and Availability of Credits for Cash Items and Returned Checks

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-21010-time-schedule-and-availability-of-credits-for-cash-items-and-returned-checks.htm
  



• Federal Reserve Board - Frequently Asked Questions on the New Accounting Standard on Financial Instruments--Credit Losses

  credit losses methodology (CECL) for estimating allowances for credit ...Credit Exposures 9 Public Business Entities 28-33 Purchased Credit-Deteriorated

  URL: https://www.federalreserve.gov/supervisionreg/topics/faq-new-accounting-standards-on-financial-instruments-credit-losses.htm
  



• The Fed - Changes in U.S. Payments Fraud from 2012 to 2016: Evidence from the Federal Reserve Payments Study

  credit card payments rose from 14.0 million in 2012 to 30.4 million in...card payments. Rates of fraud by value and number rose for credit card

  URL: https://www.federalreserve.gov/publications/2018-payment-systems-fraud.htm
  



• H-3. Model form for credit score disclosure exception for loans secured by one to four units of residential real property

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/h-3-model-form-credit-score-disclosure-exception-for-loans-secured-by-one-to-four-units-of-residential-real-property-reg-v.htm
  



• SECTION 15G—Credit Risk Retention (15 USC 78o-11)

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-15g-credit-risk-retention-15-usc-78o-11.htm
  



• FRB: Senior Loan Officer Opinion Survey: October 2016

  credit card loans rose. A special survey question asked respondents to...credit card applications by borrowers' FICO score in comparison to three

  URL: https://www.federalreserve.gov/boarddocs/snloansurvey/201611/default.htm
  

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