Board of Governors of the Federal Reserve System

the “FDIC”), Ally Bank (the “Bank”), Ally Financial Inc. (“Ally Financial...for: (a) Board Approval (Section 1.3.2) - an annual written, risk-based

and, as a courtesy, will now review submitted information, termed a “pre-filing...best-efforts basis, with staff giving priority to pending formal applications

best- preserved paper copies, scanning those copies,1 and then making ...the third consecutive monthly decline of considerable magnitude. Auto

best- preserved paper copies, scanning those copies,1 and then making ...prices have been less encouraging recently. The consumer price index rose

From: VICTOR MANUEL COREAS To: NY Banksup Applications Comments Cc: WE.Licensing@occ.treas.gov Subject: RE: The Honorable Richard Cordray, Director, Consumer

for, bank loans to businesses and households over the past three months...and, in response, some banks have reportedly changed their lending policies

best- preserved paper copies, scanning those copies,1 and then making ...Price increases have remained moderate; in February, both average and

best- preserved paper copies, scanning those copies,1 and then making ...in-advance-of-price-increase psychology. There was also an increase from

and the consumer compliance examination assuming the bank’s compliance

the "Board of Governors"), Cache Valley Banking Company ("Cache Valley...for: (a) Policies and procedures to require the written disclosure to