Board of Governors of the Federal Reserve System

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• The Fed - Dodd-Frank Act Stress Test 2019: Supervisory Stress Test Methodology Accessible Version

  income plus noninterest income, minus noninterest expense, equals pre-provision...income minus taxes, minus income attributable to minority interest, minus

  URL: https://www.federalreserve.gov/publications/2019-march-dodd-frank-act-supervisory-stress-test-methodology-accessible-version.htm
  



• The Fed - Determinants of the Locations of Payday Lenders, Pawnshops and Check-Cashing Outlets

  income U.S. households rely upon alternative financial service providers

  URL: https://www.federalreserve.gov/econres/feds/determinants-of-the-locations-of-payday-lenders-pawnshops-and-check-cashing-outlets.htm
  



• The Fed - Valery Polkovnichenko

  Income Risk Valery Polkovnichenko Review of Financial Studies (2007) https

  URL: https://www.federalreserve.gov/econres/valery-polkovnichenko.htm
  



• FRB: Annual Report 2013 - Federal Reserve System Audits

  skip to content Annual Report 2013 Previous Statistical Tables Contents Federal Reserve System Audits Next Federal Reserve System Budgets Federal

  URL: https://www.federalreserve.gov/publications/annual-report/2013-federal-reserve-system-audits.htm
  



• FRB: Press Release -- Approval of notice of North Fork Bancorporation, Inc. -- April 13, 1998

  moderate-income ("LMI") communities and communities with predominantly...income level in certain areas. The Board is concerned when an institution's

  URL: https://www.federalreserve.gov/boarddocs/press/bhc/1998/199804132/
  



• Federal Reserve Board - H.2 - District 11 - Dallas - Week ending August 30, 2025

  moderate-income neighborhoods. It was enacted by the Congress in 1977

  URL: https://www.federalreserve.gov/Releases/H2/20250830/dallas.htm
  



• Federal Reserve Board - H.2 - District 11 - Dallas - Week ending August 30, 2025

  moderate-income neighborhoods. It was enacted by the Congress in 1977

  URL: https://www.federalreserve.gov/releases/h2/20250830/dallas.htm
  



• The Fed - Overview of Modeling Framework

  income and regulatory capital. Figure 1. Projecting net income and regulatory...income (interest income minus interest expense) plus noninterest income

  URL: https://www.federalreserve.gov/publications/2022-supervisory-stress-test-methodology-overview-modeling-framework.htm
  



• The Fed - Overview of Modeling Framework

  income and regulatory capital. Figure 2. Projecting net income and regulatory...income (interest income minus interest expense) plus noninterest income

  URL: https://www.federalreserve.gov/publications/2023-june-supervisory-stress-test-methodology-overview-modeling-framework.htm
  



• The Fed - Overall Financial Well-Being

  income (table 1).4 Fifty-four percent of adults with family income less...income Low or moderate income 63 −3 0 Middle or upper income 77 −5 −3

  URL: https://www.federalreserve.gov/publications/2023-economic-well-being-of-us-households-in-2022-overall-financial-well-being.htm
  

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