Board of Governors of the Federal Reserve System

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• The Fed - The Relationship between Macroeconomic Overheating and Financial Vulnerability: A Narrative Investigation

  months, and lending banks funds that could be lent to firms) helped avert

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/relationship-between-macroeconomic-overheating-and-financial-vulnerability-narrative-20181012.html
  



• Office of Minority and Women Inclusion: Annual Report 2023

  REPORT TO CONGRESS Office of Minority and Women Inclusion Annual Report 2023 March 2024 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM The

  URL: https://www.federalreserve.gov/publications/files/omwi-report-20240329.pdf
  



• FRB: Supervisory Letter SR 94-53 on investment adviser activities -- October 25, 1994 -- Revised February 26, 2021 -- Revised October 1, 2025

  history: On October 1, 2025: This letter was revised to remove references...months, some bank holding companies whose subsidiaries act as investment

  URL: https://www.federalreserve.gov/supervisionreg/srletters/SR9453.pdf
  



• The Fed - Subprime Mortgages: What, Where, and to Whom?

  history and relative to the rest of the country. However, this link between...black and Hispanic residents. Areas with lower income and higher unemployment

  URL: https://www.federalreserve.gov/econres/feds/subprime-mortgages-what-where-and-to-whom.htm
  



• FRB: Speech, Gramlich--Subprime Mortgage Lending: Benefits, Costs, and Challenges--May 21, 2004

  blacks gained 1.2 million, Hispanics 1.9 million, and the residual "other...black and Hispanic households now own their own home. These homeownership

  URL: https://www.federalreserve.gov/boarddocs/speeches/2004/20040521/default.htm
  



• The Banking Panic in New Mexico in 1924 and the Response of the Federal Reserve

  history of this episode and explores how conspicuous and inconspicuous

  URL: https://www.federalreserve.gov/econres/feds/files/2025064pap.pdf
  



• FRB: Speech, Ferguson -- Small Business Access to Capital: Status and Initiatives -- March 16, 1999

  Black Business Council, Washington, D.C. March 16, 1999 Small Business...histories, but they are also more likely to be owned by a person having

  URL: https://www.federalreserve.gov/boarddocs/speeches/1999/199903162.htm
  



• Total Recall? Evaluating the Macroeconomic Knowledge of Large Language Models

  history. We highlight two particularly important kinds of recall errors...history (in- cluding data release dates) will likely be more useful when

  URL: https://www.federalreserve.gov/econres/feds/files/2025044pap.pdf
  



• Speech by Governor Brainard on the future of retail payments in the United States - Federal Reserve Board

  history of operating payment systems to promote a safe, efficient, and

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20200806a.htm
  



• The Fed - Underlying Inflation: An Ensemble Averaging Approach

  history, which are the most informative for policy-makers. Given a particular...black line in this figure graphs the evolution of the ensemble (equal-weighted

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/underlying-inflation-an-ensemble-averaging-approach-20250325.html
  

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