Board of Governors of the Federal Reserve System

and, as you know, we have explored the possibility of joining directly...best wishes, Sincerely, The Honorable William McC. Martin, Jr. Chairman

FRB Order No. 2018-25 December 7, 2018 FEDERAL RESERVE SYSTEM Synovus Financial Corp. Columbus, Georgia Synovus Bank Columbus, Georgia Order

And, unlike during previous recessions, a larger share of working women...best of those local collaborations are reflected in Advance Together’s

and—all else being equal—the sharp downward revision to real disposable...percent—and expected to rise further in the second half of this year before

key elements of the company’s strategic plan for rapid and orderly resolution...key elements of the company’s strategic plan for rapid and orderly resolution

made—and from occasionally binding capital and liquidity constraints. ...prices—interest rates on loans and securities, the return on capital,

The Devil’s in the Details.” For the Federal Reserve and other financial...prices, and a further 21 percent decline in housing prices. From a traditional

the U.S. Attorney, the Justice Department, the SEC, the Treasury, and ...the precise timing. But the specific issues of primary dealer status and

keyed to and codified in the Code of Federal Regulations, which is published...the ‘‘nonexempt deposit cutoff’’) to report deposit data quarterly. Depository

and/or large securities portfolios  Banks reporting large unrealized ...and/ or  Retaining more tangible capital  The decisioning around such