Board of Governors of the Federal Reserve System

its subsidiary, Alliance Bank & Trust Company, both of Gastonia, North...from an industrial bank to a commercial bank, pursuant to section 3(a)

its ownership of West One Bank, Kalispell, Montana, from 34.92% to 63.73%...its entire community be evaluated periodically. That record is taken into

its subsidiary, 1st National Bank of South Florida, both of Homestead,...from a federal savings bank to an Alabama state-chartered commercial bank

its wholly-owned Edge Act corporation subsidiary, Citibank Overseas Investment...from December 21, 2021, to December 21, 2041, pursuant to Section 25A(

its ownership from 26.06 percent to 26.73 percent of the voting shares...its entire community be evaluated periodically. That record is taken into

from its subsidiary banks. Newspaper: Not applicable Federal Register:...its entire community be evaluated periodically. That record is taken into

its management and directors; and (iii) provide reasonable assurance regarding...weakness exists, and testing and evaluating the design and operating effectiveness

its business. Newspaper: Not available Federal Register: Not applicable...from the institution or Reserve Bank. Federal bank regulators use the

from Andersen certain representations concerning audit quality and controls...its web site at: http://www.sec.gov/news/press/2002-37.txt http://www.sec.gov

its maximum in 1995:Q1, at nearly 1,400 basis points. It decreases sharply...its minimum in the 1995 to 2017 range of just below 200 basis points.